Milenomics ² Podcast - No Annual Fee Edition

Episode 61: A Roundup of Current Amex Opportunities, Calling Reconsideration and News

07.30.2022 - By Sam Simon and Robert DwyerPlay

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It's been too long since we've released a No Annual Fee epsiode. This week we take stock of the many Amex offers currently available, many of which can earn welcome bonuses even if you've had - or still have - the card. There's some nuance to it through, which we cover in detail. Enjoy!

0:25 Amex Opportunity Roundup

NLL 250,000 Business Platinum (link to check, may still get pop-up)$30,000 in 6 monthsAdditional 10,000 for adding employee at time of application and spending $1,000 on the cardTargeted NLL Bundles150,000 Business Platinum (link to check)100,000 Business Gold (link to check)Additional 10,000 for adding employee at time of application and spending $1,000 on the cardIf card goes to recon, it seems the ability to earn 10,000 for additional employee is lostCall-in offers 855-531-3491 (DoC, FM)250,000 Business Platinum180,000 Business GoldAdditional 10,000 for adding employee at time of application and spending $1,000 on the cardTargeted Upgrade Business Platinum 140,000 (link to check)Online business employee 20,000 for $4,000 up to 5Business Green Business GoldBusiness PlatinumSaid to expire 3/31/2022, seems to still be working

20:25 Amex Reconsideration Calls

Amex has rather lax approval standards compared to other banksThere are many ways to get denied temporarily - for exceeding some limit on the total number of Amex cards you have, how recently you’ve been approved for the same cardWhen this happens you have some time (usually around 90 days) to call Amex and ask them for clarity on why you weren’t approved, and to ask them to reconsider the application if the disqualifying disposition has been resolvedThis can be a very effective technique if a limited time opportunity presents itself, and you’re not eligible to be approved until some time has passedCheck application status onlineCall them at 1-866-314-0237 (Mon-Fri 6am-8pm MST).Tell them your application number in the email they send you with their decision (or they can look it up with SSN, sometimes takes a while for them to find it if you’ve applied for a lot of cards over the years)Ask them why you were denied and if the condition has been resolved to have it put through for reconsiderationIf they agree you’ve resolved the condition you’ll usually get an email with approval within 24 hours

26:40 JetBlue Acquires Spirit

Seems like for real this timeFeels like this is going to be a mess for years to comeTIme to get the BofA Spirit card? (<a h

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