In this week's episode, Brad and Jonathan discuss different guidelines that can help ensure your mortgage won't infringe on your FI goals!

Becoming an home-owner doesn't have to mean the collapse of your own financial stability! By planning ahead and working within your personal limitations, your journey to a happy, healthy, and simple life can continue unabated! Listen along to see if the common sense guidelines mentioned can be beneficial to your situation!

Timestamps

• 1:02 - Introductions
• 3:01 - Insufficient Funds
• 11:55 - Tackling Overdraws
• 19:21 - What Can You Really Afford?
• 26:36 - The Bracket Breakdown
• 31:13 - FI-ifying Your Budget
• 35:13 - The Payment Breakdown
• 45:53 - Working The Table
• 53:46 - Mortgage Factors
• 57:30 - Make The Best Decision For YOU
• 68:43 - Conclusion

Resources Mentioned In Today’s Conversation

• Can I Get An Extension, Please? | ChooseFI Ep 372
• TurboTax
• Subscribe to The FI Weekly!
• SmartAsset
• The Happy Philosopher
• Chad Carson
• Paula Pant

If You Want To Support ChooseFI:

• Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy
• Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence
• Track your personal finances with Personal Capital
• Compare, buy, and save big on insurance with Policygenius
• Keep learning or start a new sidehustle with one of our educational courses
• Slash your cellphone bill without sacrificing service with Mint Mobile

🌏 Exclusive! Grab the NordVPN deal ➼ https://nordvpn.com/choosefi Try it risk-free now with a 30-day money-back guarantee! ✌