Credit Cards Points and Miles Q&A (Best Cards, Top Bonuses, Earning on a Budget, Points Apps and More)

#76: Host Chris Hutchins tackles questions all about credit cards, points and miles. From his favorite credit cards (and two card combos) to racking up points on a small budget, preventing points from expiring, redeeming points, tools and services to manage your points, and what happens to your points when you die. 

Full show notes at: https://allthehacks.com/listener-questions-5

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Resources Mentioned

All the Hacks Newsletter: Sign up

Favorite Cards

Chase Sapphire Reserve - 3x Dining/Travel

Chase Sapphire Preferred - 3x Dining, 2x Travel

Chase Freedom Unlimited - 3x Dining/Drug Stores, 1.5x Everything

CapitalOne VentureX - 2x Everything

CapitalOne Venture - 2x Everything

CapitalOne Savor - 4x Dining/Entertainment/Streaming, 3x Groceries

Citi Premier - 3x Dining/Groceries/Gas/Airfare/Hotels

Citi Double Cash - 2x Everything

Amex Gold - 4x Dining/Groceries

Amex Green - 3x Dining/Travel

Bilt Rewards - 3x Dining/Travel

Top Signup Bonuses

Citi Premier - 80,000

CapitalOne VentureX - 75,000

CapitalOne Venture - 75,000

Amex Gold - 70,000

Amex Platinum - 100,000

Hilton Amex - 100,000

Hilton Surpass - 130,000

IHG Premier - 140,000

Other Cards Mentioned

Amex Blue Cash Preferred - 6x Groceries/Streaming, 3x Gas/Transit

Top Business Card Bonuses

Chase Ink Preferred - 100,000

Chase Ink Cash - 75,000

Chase Ink Unlimited - 75,000

United Business - 150,000

CapitalOne Spark Miles - 50,000

CapitalOne Spark Cash Plus - 100,000

Resources

Straight to the Points Newsletter

All the Hacks Transfer Partner List

Upgraded Points: When do airlines release award seats?

AwardWallet

TPG App

Point.me (Promo Code: HACKS)

ExpertFlyer

AwardNexus

AwardLogic

KVS Tool

Deals

30,000 Amex Points with Business Checking

Two Months of Southwest Companion Pass

2,500 Wyndham Points with Bakkt

10-15k Chase Points with Refer-a-Friend

Full Show Notes

(2:45) Best Credit Cards

(4:07) Chase

(6:39) Citi and CapitalOne

(9:18) Amex

(10:23) Accruing Points in One Place

(11:25) Best Signup Bonuses

(16:55) Best Card for Visiting Kid in College

(18:29) Cards for Big Upcoming Expenses

(21:08) Best Family Card

(21:43) Best Business Cards

(23:41) Using Authorized Users to Build Credit

(25:21) Meeting Minimum Spend Requirements

(28:13) Earning Miles on Foreign Carriers

(29:05) How to Earn Many Points

(31:52) Points Expiry

(36:56) Points After Death

(40:14) Utilizing Points for a Large Group

(42:55) Best Transfer Partners

(44:01) Points Tool Stack

(47:54) Booking in Advance for Best Deals

(51:32) Latest Deals

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Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

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