Frugal Debt Free Life

Episode 95: Teaching Kids About Money + A FREE Ebook

Teaching kids about money feels daunting, but it doesn’t have to be. Today’s episode is dedicated to just that! What’s in this episode: * * How and when to start teaching kids about...

Episode 94: Money Management Regardless of Income

What’s in this episode: In this episode:  Why money-management matters.  The first step to take when getting in control of your finances. The best budgeting techniques.

Episode 93: How Comparison Tanks Your Finances and What to Do About it

In this episode of “The Frugal Debt Free Life podcast,” we delve into the harmful effects of comparing ourselves to others in terms of personal finances. In this episode: * Science and psychology studies show that social comparison can lead to...

Episode 92: Making Time for What You Want (Goals Focus)

Episode 92: Time, as we all know, is our most precious resource, and it's vital that we allocate it wisely. Whether you're a student juggling classes, assignments, and extracurricular activities, a professional navigating a demanding career, a busy parent trying...

Episode 91: Beating Budget Burnout and Best Thrifting Tips with Front Porch Finances

In this episode, I had the pleasure of speaking with Shay, author and budget expert and creator behind the Instagram account Front Porch Finances. Shay shared invaluable insights on overcoming budget burnout and offered practical thrifting tips for those looking...

Episode 90: How a California Mom Feeds Her Family for $5 Per Person Per Day

Episode 90: How a California Mom Keeps Her Grocery Budget LOW Today I am excited to be chatting with Rachel Coons, a grocery-saving expert. She shares her best tips for saving money on groceries as well as how she...

Episode 89: Planning a Wedding On a Budget

Wedding season will be here soon. Today I wanted to talk about some ways to save money on your big day. I am chatting with my friend Kilee and we are discussing how she planned her 2019 wedding for around...

Episode 88: How One Woman Launched a Full Time Business From Home, How to Prep Your Finances to Start a Business

Today I am excited to be chatting with Keali Scheider, a Virtual Assistant and systems creator. We’re chatting:How she transitioned from a traditional 9-5 to being her own boss. Budgeting on an inconsistent income.How to work in pockets of time. Connect with Keali...

Episode 87: What is going on with Student Loans?

Are you a student loan borrower in limbo wondering what is happening and how we got here? Or are you a taxpayer also wondering what is going on here? Today’s episode is a timeline of events in the student loan...

Episode 86: The Unexpected Expenses of Having a Baby and Purchases that Were WORTH IT (With Kelly Anne Smith

Today I am chatting with Kelly Ann Smith from Freedom in a Budget. Today we are discussing the unexpected cost of motherhood and the things we thought were completely worth the money. Kelly’s grocery savings course.Kelly’s entrepreneurial course -...

Episode 85: What I Do When I Feel Overwhelmed

Do you find yourself waking up feeling overwhelmed, anxious, or unsettled? I have a lot lately. I mean we are living in a global pandemic. People are losing jobs, the economy is tanking and you can’t find basic staples in the...

Episode 84: Which Financial Goals Do I Prioritize First?

I got a comment on my YouTube channel that said “I have a lot of goals a lot of things I want to do I want to plan for retirement my kids' college pay down debt upgrade my house buy...

Episode 83: Cutting Grocery Costs

I have felt very frustrated and overwhelmed with grocery prices and I’m sure you have too. Today I am sharing a few practical tips for cutting grocery costs, reducing food waste and feeling a little more in control despite rising...

Episode 82: How to Win With Money This Year

How to Win With Money This Year Are you stuck in the same pattern of trying to be more responsible with your money but also feeling overwhelmed with all of the things you “should” be doing? Today I am going to...

Episode 81: Can Small Changes Make a Difference in Your Finances + Prioritizing Wants Vs. Needs

When we talked getting out of debt it can feel a bit overwhelming, right? Like it takes a lot of HUGE changes to get out of debt.  1. Don't let your emotions dictate how you spend your money. Ask yourself, "Am I...

Episode 80:The Middle of the Month Budget Hurdle + How to Make Faster Decisions

Today we’re going to be chatting on not one but TWO topics. One pertains to life and one pertains to money. What do you do when your budget hits a wall in the middle of the month? How do you...

Episode 79: How I Plan My Entire Year in Just One Hou

Are you hoping to feel a little more prepared and planned this year? Today I am going to tell you how I plan my year in just one hour.

Episode 78: Not Staying Bound to the Path Your On with Jen Smith from the Frugal Friends Podcast

Do you feel stuck in a cycle of debt and stress? Today I am sitting down with Jen Smith from the Frugal Friends podcast to talk about how to live a life that aligns with your core values while still...

Episode 77: How I'm Developing Good Habits in The New Year

Are you looking to develop more sustainable habits in 2023? Aren’t we all. Today I am sharing my plan. CTA: Use code LYDIA25 to get 25% off your first order at Bellway https://bit.ly/3Uk50zcCome say hi on Instagram.  Want to subscribe...

Episode 76: Prepping Our Budgets and Calendars for Christmas

Are you ready for the holiday rush? I feel a little more prepared this year. Here are a few things I am going to do be more prepared.

Episode 75: Learning to create a block schedule that works

Episode 74: Overcoming money shame and lifting up other voices in the finance community

Today I’m chatting with Vee Weir about money shame and the benefit of listing to diverse messages.Vee Frugal FoxWeir Digital MarketingNot Another Personal Finance PodcastUnpacking The Dave Ramsey Cult: Trauma, Shame, And Guilt Around Money40% of Americans don’t have $400...

Episode 73: How to tackle financial planning

Does the idea of financial planning make you want to go run and scream in a forest? It does not have to.Mentioned: Albert the app with a zero fee debit card. https://albert.pxf.io/c/3643164/1317538/15963. 

Episode 72: Habits and Routines that Save MONEY

Are there Habits and Routines that Save Money? Yes!The episode about paying for higher education: http://www.frugaldebtfreelife.com/podcast/highered

Episode 71: What is the worst financial advice you ever received?

Have you ever noticed how quick people are to give BAD financial advice? What is some of the worst financial advice you ever received? Today I am sharing answers from my Instagram community. Check out Keeli on Instagram: https://instagram.com/kealischeider?igshid=MDE2OWE1N2Q=The episode...

Episode 70: How much emergency fund is enough? And how to do you build one?

In this episode, I talk about how much emergency fund you might want to have, what an emergency fund is for and how to build one quickly. CTA: Grab your Free budgeting spreadsheet Link to free budgeting spreadsheet.https://www.frugaldebtfreelife.com/main/free-budget-by-paycheck-spread-sheet Come say hi...

Episode 69: SO MANY Easy Money-Saving Tips

In this episode, I share so many money-saving tips from my Instagram community. These tips are so easy and require very little actual effort on a person’s part. And some of these money-saving tips may be things you’ve never thought...

Episode 68: Student loan forgiveness. What you need to know

Student loan forgiveness is official. Here is what you need to know.

Episode 67: From a repossessed car to debt freedom

Today I am chatting with Kelly Ann Smith from Freedom in a Budget. Kelly is sharing how she went from being so in debt her car was repossessed to being debt free.

Episode 66: Weekly habits that impact our budget

Today I am sharing a few things we do weekly that have a HUGE impact on our budgets.

Episode 65: Beating Budget Burn Out

Today we are discussing how to handle budget burnout.

Episode 64: Resetting our budgets

Do you need a budget reset? We’ve all had months where our budgets just didn’t come together like we wanted. Or we’re left at the end of the month saying “where did all of my money go?

Episode 63: It doesn't have to be all or nothing.

It doesn’t have to be all or nothing. Today w’’re going to break down how perfectionism can ruin our future money goals. And there’s a vocab lesson for investment beginners!

Episode 62: How inflation has changed our budgets

Sigh. Our budget has changed in 2022. We could not survive this year if we were using a 2021 budget. I feel very fortunate to be able to provide my family's basic needs and then some, but I would be...

Episode 61: A few common reasons your budget isn't working

Are you new to budgeting and wondering why the heck your budget doesn't stick? Or maybe you're a pro, but it's just not working. I have some tips for you.

Episode 60: Enjoying summer when you are BROKE

Are you feeling strapped for cash this summer? That’s okay we can still have a fun and special season. Here are a few low cost and no cost ways to make it happen. Art Hub- https://www.youtube.com/channel/UC5XMF3Inoi8R9nSI8ChOsdQBarnes and Noble https://www.barnesandnoble.com/b/summer-reading/_/N-2m39Music from...

Episode 59: How to not bust your summer budget

25+ free or cheap things to do this summer: http://www.frugaldebtfreelife.com/main/tag/summerCome say hi on Instagram. Want to subscribe and listen on the go? You can do that on iTunes, Stitcher, Google Play and Spotify!

Episode 58: Negotiating medical debts

This isn’t a fun topic or one anyone enjoys. But today we’re going to be talking about how to negotiate down medical debt.

Episode 57: Pay period budgeting and contentment with Debt Free Mom

Can you not seem to make a traditional monthly budget work? Or are you trying to budget on a fluctuating income? Or maybe you’re struggling with contentment? Or feeling like you’re not making enough money to help cover your expenses?...

Episode 56: Paying for higher education without taking on student debt

Today I am chatting with Kara from Money and Mental Peace. Kara graduated college in 2019, debt-free. She is sharing tips to help both students and parents.

Episode 55: How we paid off $36,000 in debt in 2 years on one income.

How we paid off $36,000 in debt in 2 years on one income. Come say hi on Instagram. Want to subscribe and listen on the go? You can do that on iTunes, Stitcher, Google Play and Spotify!

Episode 54: When you feel budget burnout

Do you feel budget burnout? I am sharing 4 tips to help.

Episode 53: How to prepare your finances for a recession

Is there going to be a recession this year or next year? I don’t know. But I can offer you a few tips to prepare yourself.

Episode 52: Student loan pause EXTENDED + resetting those in default. A breakdown of everything you need to kno

The pause on federal student loan repayments have been extended again. This episode breakdown all you need to know.

Episode 51: How paying attention saves you money

Let’s talk about how paying attention saves money. Come say hi on Instagram. Want to subscribe and listen on the go? You can do that on iTunes, Stitcher, Google Play and Spotify!

Episode 50: I don't know where to start... paying off debt

I don't know where to start... paying off debtMentions:Find Britt on InstagramBritt’s YouTube Channel. Come say hi on Instagram. Want to subscribe and listen on the go? You can do that on iTunes, Stitcher, Google Play and Spotify!

Episode 49: Easy money habits that have a HUGE impact

Sometimes it’s the little things that make a HUGE difference in your finances. Today I am sharing a few things that have had a big impact on my day-to-day finances. Mentions:Find Britt on InstagramBritt’s YouTube Channel. Come say hi on...

Episode 48: Paying off 6 figures of debt in a high cost of living area

Britt went from low income to paying off 6-figures worth of debt while living in New York. She's sharing how she paid off her debt and how to stay motivated.

Episode 47: Making financial decisions in a crisis

Let’s talk about making wise financial decisions the midst of chaos. This could be during a job loss, global unrest, or a pandemic.  My number one piece of advice is - if you can avoid making huge decisions during a transition....

Episode 46: What is your why when getting out of debt

Mentions:Grab my emergency binder. Resources to help improve your financial literacy. Come say hi on Instagram. Want to subscribe and listen on the go? You can do that on iTunes, Stitcher, Google Play and Spotify!