Money Girl's Quick and Dirty Tips for a Richer Life

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What's Money Girl's Quick and Dirty Tips for a Richer Life about?

Money Girl provides short and friendly personal finance, real estate, and investing tips to help you live a richer life. Whether you're just starting out or are already a savvy investor, Money Girl's advice will point you in the right direction. To download podcast episodes not shown here, visit QuickandDirtyTips.com

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HSA Hacks–How to Optimize Y...

12.06.2023

Understanding HSA rules and spending strategies can help you maximize their triple tax benefits.

Money Girl's Quick and Dirty Tips for a Richer Life episodes:

12.06.2023 HSA Hacks–How to Optimize Your Health Savings Account Understanding HSA rules and spending strategies can help you maximize their triple tax benefits.
11.29.2023 Your Money and Cybersecurity with Adam Levin Laura interviews Adam Levin, author, and host of the What the Hack podcast, about keeping your money safe from fraud and cybercrime.
11.22.2023 10 Best Personal Finance Tools and Budgeting Apps Ten of the best free and paid personal finance tools and budgeting apps to consider, especially if you’re looking to replace Mint after it’s discontinued.
11.15.2023 HSAs in 2024–Understanding Changes and Maximizing Benefits Understand the unique benefits of an HSA and rule changes for 2024.
11.08.2023 High-Yield Savings Accounts–Pros, Cons, and Tips for Choosing One Laura reviews what you should know about using a high-yield savings account (HYSA), including tips for choosing the best one and how to get the most from an online bank.
11.01.2023 Self-Employed? How to Find Affordable Health Insurance Laura interviews Tom Morrissey, Founder of Healthy Business Group (HBG), an innovative healthcare benefit solution for businesses and solopreneurs, about ways to save money on health insurance.
10.25.2023 How Much Money Do I Really Need to Retire? Laura explains sources of retirement income and easy ways to determine how much money you need for a secure, comfortable retirement.
10.18.2023 9 Money Moves to Make Now for a Prosperous 2024 These nine financial tips will help you save money, get additional tax benefits, and make the most of your insurance, credit cards, and retirement accounts for more success in the New Year.
10.11.2023 8 Things to Know About Investing in a Brokerage Account We’ll cover tips for choosing a firm, selecting investments, and managing money wisely based on your financial goals.
10.04.2023 Can You Max Out 403(b) and 457(b) Retirement Plans in the Same Year? You have some excellent employee benefits if you work for your state or local government.
09.27.2023 2024’s Biggest Savings and Retirement Rule Changes Now is an excellent time to adjust your savings plan to take advantage of them in the New Year.
09.20.2023 6 Ways to Prepare Kids for Financial Freedom Helping kids achieve financial freedom as adults involves more than giving them money or paying for their education.
09.13.2023 How a 529 College Savings Plan Makes College More Affordable If you’re a parent or a future college student wondering how you’ll ever pay for college, this show is for you!
09.06.2023 How Many Retirement Accounts Can You Have? If you want a secure financial future, maxing out a tax-advantaged retirement account as early and as often as possible is the secret.
08.30.2023 7 Benefits of SAVE for Student Loans and Your Credit The White House created a new and more generous income-driven student loan repayment program known as SAVE, or Saving on a Valuable Education.
08.23.2023 4 Tax-Savvy Moves for Entrepreneurs and Side-Hustlers Whether you run a local mom-and-pop microbusiness, want to become a real estate agent, or do freelance work on the side of your day job, there are many legitimate, money-saving tax benefits you shouldn't miss.
08.16.2023 Term or Permanent–Which Type of Life Insurance Is Right for You? Laura answers a listener’s question about whether to buy term or permanent life insurance. Find out the main types of coverage, factors for getting approved, tax implications, and how much life insurance you may need.
08.09.2023 8 Debt Payoff Methods You Should Know While you might think all debt is bad, some can actually improve your finances.
08.02.2023 6 Smart Steps for Managing a Cash Windfall Before making decisions about a cash windfall, you must identify its purpose.
07.26.2023 UGMA and UTMA Accounts—Understanding the Benefits and Drawbacks Minors typically can’t own assets in their name; however, states have adopted laws that allow a custodian to hold assets for a minor until they become an adult (usually 18 or 21, depending on where you live).
07.19.2023 Financial Wisdom, Stories, and Lessons–Celebrating 15 Years of Money Girl When I say I've created over 700 shows and recorded my first episode over 15 years ago, people often look stunned and tell me they can't believe it. Well, neither can I!
07.12.2023 How Consolidating Credit Card Debt Affects Your Credit Scores Consolidating credit card debt comes with several pros and cons, depending on the details.
07.05.2023 How Much Retirement Savings You Should Have by Age Figuring out how much you should save for retirement can seem more like an art than a science, especially if you’re unclear about critical planning variables. That’s why having a benchmark for the amount to save by age can be ...
06.28.2023 9 Savvy Credit Building Tips for Better Finances Good credit helps you save money and improve your finances in other ways, even if you never borrow a dime.
06.21.2023 Counterintuitive Money Advice–9 Surprising Tips That Build Wealth It's easy to follow intuitive financial advice, but don't overlook powerful counterintuitive tips. Laura reviews nine tips for building wealth that may surprise you but lead to more financial success.
06.14.2023 7 Secrets to Build Financial Resilience Post-Pandemic While no one can eliminate money stressors, there are affordable ways to reduce them, protect your finances, and boost your peace of mind.
06.07.2023 What Happens If You Over-Contribute to a Retirement Account? Ultimately, it’s your job to make sure you don’t over-contribute.
05.31.2023 Understanding Your Social Security Retirement Benefits Social Security has had many changes and amendments, such as adding disability insurance, supplemental income, and Medicare. But we’ll just focus on the retirement benefit in this show.
05.24.2023 Roth IRA Rules for Minors–How to Make Kids Millionaires We’ll cover legitimate ways minors can have a Roth IRA and take advantage of its massive tax-saving benefits.
05.17.2023 How to Know When to Invest or Prepay Debt You'll learn a simple method to prioritize your precious resources, achieve financial goals more efficiently, and build wealth faster.
05.10.2023 Travel Insurance: An Expert’s Guide to Finding the Best Policy Whether you’re unsure what travel insurance covers or think you understand the product, don’t miss our conversation—especially if you’re planning or have already booked domestic or overseas travel.
05.03.2023 7 Best Ways to Invest Extra Cash Once you have a solid financial foundation and suddenly have extra income due to a pay increase, cash windfall, inheritance, or a reduction in expenses, what should you do with it?
04.26.2023 How to Avoid Capital Gains Taxes (Legally) on Your Home Sale If you have a capital gain on a home sale, the good news is that you may qualify to exclude all or some of it from your taxable income, saving a bundle in taxes.
04.19.2023 Taking 401(k) Loans–11 Pros and Cons You Should Know Whether you should take a loan from your workplace retirement plan depends on your financial circumstances and plan for using the funds.
04.12.2023 Pros and Cons of Buying an Investment Property Before a First Home Today we'll be talking about buying real estate and whether it's a good idea to become an investor or landlord before purchasing a home for yourself.
04.05.2023 Too Rich for a Roth IRA? Use 3 Legal Ways to Have One Lately, I've been thinking a lot about how my various retirement accounts will affect my future income, specifically the taxes I'll have to pay.
03.29.2023 The Best Path to Financial Success is Your Own Laura interviews Maya Lau, host of Other People’s Pockets, about her journey from award-winning reporting to executive podcast producer. We discuss her guests’ insights, mom’s counterintuitive money lessons, financial mistakes, budgeting tools, and tips for crushing the gender pay gap.
03.22.2023 FDIC and SIPC Rules–How Much Money Do They Protect? Today’s show was inspired by the recent collapse of several banks with significant exposure to the technology sector.
03.15.2023 Expert Advice on Real Estate Investing and Syndication Whether you’re brand new to real estate, you want to start actively investing in it, or you prefer passive income while someone else handles all the details, don’t miss this episode!
03.08.2023 When Is the Roth 401(k) Right for You? This show will cover what you should know about choosing a traditional or Roth retirement account at work.
03.01.2023 Women and Money: Tips from Experts on Taking Control of Your Finances While sound financial advice doesn't necessarily change based on your gender, women typically face a few more challenges than men.
02.22.2023 How a QLAC Guarantees You Never Run Out of Retirement Money One of our biggest financial challenges is never running out of money in retirement.
02.15.2023 Best Tips for Choosing a Financial Advisor Yes, advisors cost money. But they can help you avoid costly mistakes, understand your options, and make valuable recommendations based on many factors, including your taxes, risk tolerance, and goals.
02.08.2023 5 Roth Account Rule Changes in 2023 If you want to cut your taxes and save more for a secure future, stay with me to learn more about Roth-related retirement updates.
01.25.2023 7 Best Places to Save After Maxing Out a 401(k) The best places to save vary based on your situation, such as what's offered at your job or a spouse's job, whether you're self-employed, how much you earn, and your tax filing status.
01.18.2023 9 Things to Stop Doing If You Want More Financial Security I find that focusing on what not to do is a helpful way to reframe your financial situation, set better goals, and create beneficial money habits.
01.11.2023 Roth IRA vs Roth 401(k): 10 Differences Investors Should Know While digging into IRS rules about retirement accounts might seem wonky or something only a CPA should know, I promise it's worthwhile.
01.04.2023 7 Things to Know Before Signing Up for a Healthcare Sharing Plan You'll learn the main advantages and disadvantages so you can evaluate if joining a health sharing option is right for you.
12.28.2022 7 Steps to Achieve Your Financial Goals Faster Achieving your financial goals is all about feeling happy and secure. Use this step-by-step guide to set the right financial goals and achieve them sooner rather than later.
12.21.2022 Your Guide to Creating a Financial Plan in the New Year This show will guide you when you’re unsure what to do with your money or want to focus on the best financial resolutions for the upcoming year.

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