I'm not a big fan of money goals. Instead, I like to think about setting money intentions. A money intention is a feeling or a why behind your goal. This feeling or why becomes a strong motivating factor to take all the steps necessary to achieve your goal. Intentions are also focused on your thoughts around money. If you have debt and are always thinking you suck at money, well, your brain isn't super motivated to get rid of that debt. In this annual New Year's episode, I'm sharing how to set your money intentions for 2024, how to deal with those negative nagging thoughts, and exercises to help you release your money mistakes from 2023.
Links
10 Mindful Money Questions to Ask Yourself freebie
How to Train Your Brain to Achieve Goals article
SPONSORS
Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. 
Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM. 
Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast.
Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.  
Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.

How To Connect with Shannah:

Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq 

Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ 

Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq 

Leave a 5-star Review here https://ratethispodcast.com/etm 


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Set Your Money Intentions for 2024

Everything you wanted to know about money, and no one taught you!  
Welcome to Everyone's Talkin' Money (formally Millennial Money), your go-to money podcast where we explore personal finance, money, goals, money therapy, relationships, mental health, happiness, wellbeing, motivation, and entrepreneurship for Millennials, Generation Z, and General X. I'm your host, Shannah Game, a seasoned Financial planner (aka a real money expert) with over eighteen years in the industry. My mission? To help you craft and conquer your financial goals and feel good at the same time. As a Certified Trauma of Money Expert, I'm here to lead you on a transformative journey to mend your relationship with money, chart out achievable financial goals, and embrace the life you've always dreamt of. It's time to feel good about your money! Do you often find yourself tangled in a web of financial stress and uncertainty? Everyone's Talkin' Money is here for you. But here's the twist: I'm not your average financial pundit. Holding the prestigious title of Certified Financial Planner™ and Certified Trauma of Money Expert, I bring a distinctive angle to the podcast. My extensive experience and specialized training equip me to guide you through the emotional labyrinth of money. It's not just about numbers; it's about breaking down those emotional barriers to financial triumph and indulging in some money therapy along the way. The best part of Everyone's Talkin' Money is the stellar lineup of life-changing guests. From experts in the realms of money and personal finance to experts in lifestyle, relationships, entrepreneurship, celebrities, self-improvement, and more. These guests help you deal with one of life’s toughest subjects – money. Our podcast's mission transcends traditional financial advice; it's about healing your relationship with money and setting tangible financial goals. Our guests include money experts offering financial tips, entrepreneurs sharing their goal-setting journeys, insightful authors, and even artists, chefs, and celebrities who open up about their own money stories. Each episode is full of wisdom and inspiration, a testament to real people like you and me, striving to unravel their emotional connection with money while embarking on a journey to build wealth and financial freedom. Everyone's Talkin' Money has carved a niche for itself, earning well-deserved accolades and recognition. The New York Times hailed it as one of the Top 4 Money Podcasts, and the show has been featured in numerous publications as a top personal finance podcast. I put myself in your shoes, fearlessly asking the burning money questions you've longed to have answered but never dared to ask. My distinctive blend of personal finance and money therapy expertise helps you figure out money through a different lens. I also share my wealth of knowledge accrued over my eighteen years in the financial industry in my weekly "Ask Shannah" segments. These segments zero in on listener queries, with real and personalized money insights to steer you on your financial journey. Our podcast guests aren't just experts spewing financial jargon; they are relatable individuals who, like you, are navigating the emotional tides of money while chasing wealth and financial freedom. In the realm of Everyone's Talkin' Money, all are welcome, and our mission is to make money discussions both pleasurable and approachable. In a world where money often serves as a source of anxiety and apprehension, Everyone's Talkin' Money presents a refreshing and empowering perspective. Join us on this enlightening journey toward financial empowerment and emotional well-being. Don’t hesitate to tune in to Everyone's Talkin' Money today and kickstart your journey towards feeling good about your money!

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In this Ask Shannah episode, I’m covering some of my favorite tips to save money inspired by a question from Brett. This question comes from Brett – "Hi, Shannah, thanks for taking the time to answer my question. I’ve listened to this show since 2016, and even though you’ve changed it up over the years, it’s still one of my favorites. There are a lot of dude money podcasts, but I really like a softer approach and one that feels very non-judgmental. So thank you. I’m in my late 30s and doing pretty well financially, but I always seem to end the month without being able to save a lot of money. Am I doing something wrong? Can you give me any ideas of how much I save and any tips or tricks that you have to save money every month? Thanks a ton.”
LINKS
Thank you for being a part of our community! We couldn't do it without you. 

Sign up for my signature course, Unf*ck Your Money https://www.etmlearn.com/unfck-your-money 

Freebie - 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq 

Sign up for Financial Coaching with Shannah https://etmpod.link/coach  

To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter 

Follow me on Instagram 

Leave a 5-star Review here https://ratethispodcast.com/etm. 

Subscribe to our YouTube Channel https://www.youtube.com/@EveryonesTalkinMoney



SPONSORS
Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ 
Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.
Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. 
Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast.
Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.  
Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.
Thanks to DelelteMe for sponsoring the show. Today get 20% off your DeleteMe plan when you go to www.JoinDeleteMe.com/ETM and use promo code ETM at checkout.
Learn more about your ad choices. Visit megaphone.fm/adchoices

The Best Tips to Save Money Every Month: Ask Shannah

Enjoy this special presentation of NerdWallet’s Smart Money Podcast, a podcast
where NerdWallet’s objective finance journalists answer real-world questions that empower you
to make smarter decisions with your money and help your finances thrive. In this special
episode, the hosts turn financial blunders into learning opportunities to help you set up for future
financial success. Then, they weigh the pros and cons of saving and investing versus paying off
debt when a listener comes across an unexpected cash windfall. To get even more clarity on
strategies to help you build your wealth, invest wisely, shop for financial products, and plan for
major life events, follow NerdWallet’s Smart Money Podcast on your favorite podcast app. Visit
nerdwallet.com/podcast to learn more.
Links
NerdWallet's Smart Money Podcast

SPONSORS
Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ 
Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.
Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. 
Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast.
Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.  
Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.
Thanks to DelelteMe for sponsoring the show. Today get 20% off your DeleteMe plan when you go to www.JoinDeleteMe.com/ETM and use promo code ETM at checkout. 
Learn more about your ad choices. Visit megaphone.fm/adchoices

What to Do With a Cash Windfall - Presenting NerdWallet’s Smart Money Podcast

How do you reach financial independence when you’re a late starter and don’t have everything figured out in your 20s, 30s, or even your 40s? Bill Young and Jackie Cummings Kosti, hosts of the Catching up to FI podcast, have made it their mission to help you make up for lost time, and they’re sharing their secrets in this episode. Their action steps to reach financial independence as a late starter is all about the kiss method - keep it simple by starting to invest and save money, and stay simple - you don’t need to take on much more risk in your portfolio or create a complicated investing strategy. You need to start somewhere. Throughout both Bill and Jackie’s financial independence journey, they both agree that you can’t overlook the mental, psychological, and emotional part of your journey - working through shame, fear, your money story, and spending time processing those emotions so you can create a different future is key.
In this episode, you’ll learn about the steps Bill and Jackie took individually to reach financial independence late in life, what advice they wish they had known earlier, and the steps you need to take to fast-track your financial independence journey.
LINKS
Catching Up to FI podcast
Die with Zero book

CONNECT WITH SHANNAH
Thank you for being a part of our community! We couldn't do it without you. 

Sign up for my signature course, Unf*ck Your Money https://www.etmlearn.com/unfck-your-money 

Freebie - 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq 

Sign up for Financial Coaching with Shannah https://etmpod.link/coach  

To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter 

Follow me on Instagram 

Leave a 5-star Review here https://ratethispodcast.com/etm. 

Subscribe to our YouTube Channel https://www.youtube.com/@EveryonesTalkinMoney



SPONSORS
Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ 
Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.
Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. 
Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast.
Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.  
Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.
Thanks to DelelteMe for sponsoring the show. Today get 20% off your DeleteMe plan when you go to www.JoinDeleteMe.com/ETM and use promo code ETM at checkout. 
Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Reach Financial Independence As a Late Starter

You’ve heard many guests on this show talk about all the different ideas regarding investing. Most of them are in two camps - either day trading or value investing. If you like the idea of living your life, maybe you’re a parent, or you work full-time or run a business and don’t want to be stuck in front of the screen all day, then value investing probably makes sense for you. But what is value investing? That’s a good question that our guest, Kiana Danial, CEO of Invest Diva and an award-winning, internationally recognized personal investing and wealth management expert is here to explain. Kiana is also A five-time author with books including Cryptocurrency Investing For Dummies', and the co-authored 'Million Dollar Moms', which achieved #1 status on Amazon in eight different categories in 2020. You’ll learn what value investing is, how to choose companies to invest in, how to determine your investment tolerance, aka how risky you want to be, and loads of great actionable value investing questions to ask yourself.

Links
Make Your Money Work For You Masterclass
Invest Diva website
Connect with Shannah
Thank you for being a part of our community! We couldn't do it without you. 

Sign up for my signature course, Unf*ck Your Money https://www.etmlearn.com/unfck-your-money 

Freebie - 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq 

Sign up for Financial Coaching with Shannah https://etmpod.link/coach  

To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter 

Follow me on Instagram 

Leave a 5-star Review here https://ratethispodcast.com/etm. 

Subscribe to our YouTube Channel https://www.youtube.com/@EveryonesTalkinMoney



SPONSORS
Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ 
Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.
Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. 
Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast.
Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.  
Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.
Thanks to DelelteMe for sponsoring the show. Today get 20% off your DeleteMe plan when you go to www.JoinDeleteMe.com/ETM and use promo code ETM at checkout. 
Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Pick a Stock to Invest In

Are you struggling to finally break free from debt? In this Money 101 episode, I’m breaking down how to think about debt, strategies to pay it off, and why being completely debt-free should never be the goal. Just a quick note, this episode is not just for newbies. When I was a working financial planner I worked with people of all ages who just couldn’t figure out how to get a handle on debt. So, you are not alone if you’re struggling with debt. According to CNBC, the average American has over $90,000 in debt, according to 2021 numbers. You'll learn the two strategies to pay off debt, how to deal with the emotions around debt and a deep dive into my debt story.
RELATED EPISODES

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CONNECT WITH SHANNAH
Thank you for being a part of our community! We couldn't do it without you. 

Sign up for my signature course, Unf*ck Your Money https://www.etmlearn.com/unfck-your-money 

Freebie - 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq 

Sign up for Financial Coaching with Shannah https://etmpod.link/coach  

To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter 

Follow me on Instagram 

Leave a 5-star Review here https://ratethispodcast.com/etm. 

Subscribe to our YouTube Channel https://www.youtube.com/@EveryonesTalkinMoney



SPONSORS
Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ 
Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.
Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. 
Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast.
Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.  
Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.
Thanks to DelelteMe for sponsoring the show. Today get 20% off your DeleteMe plan when you go to www.JoinDeleteMe.com/ETM and use promo code ETM at checkout. 
Learn more about your ad choices. Visit megaphone.fm/adchoices

Set Your Money Intentions for 2024

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