In this Study Hall we discuss America and what we are facing in the future. The market, interest rates, debt is at 31 trillion. How can we bounce back? 
 #earnyourleisure #America #crash

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Study Hall: Has the American Empire Fallen?

Welcome to The Earn Your Leisure Podcast. Rashad Bilal and Troy Millings will be your host. Earn Your Leisure will be giving you behind the scenes financial views into the entertainment and sports industries as well as highlighting back stories of entrepreneurs. We will also be breaking down business models and examining the latest trends in finance. Earn Your Leisure is a college business class mixed with pop culture. We blend the two together for a unique and exciting look into the world of business. Let’s go!! #earnyourleisurepodcast

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Welcome to another clip of Market Mondays! Today, we are thrilled to host John W. Rogers Jr., the legendary investor and founder of Ariel Investments. Delve into a comprehensive discussion on the pivotal aspects of successful business planning and wise investment strategies. Whether you're an entrepreneur contemplating the longevity of your business or an investor diversifying your portfolio, this episode offers invaluable insights. 
 *Key Highlights:* 
 1. **Succession Planning**: John shares his philosophy on preparing for business succession, emphasizing the importance of considering team and shareholder interests over personal gains. Learn about the importance of finding the right successors and distributing equity to ensure long-term business sustainability. 
 2. **Investment Strategies**: Discover John’s approach to building a diversified investment portfolio. From individual stock investments within one's circle of competence to mutual funds and equity markets, he provides tailored advice based on extensive experience. John also discusses the relevance of new investment avenues like cryptocurrencies. 
 3. **Building a Legacy**: Listen to John’s personal anecdotes, including his journey with Ariel Investments and insights from his board experiences at companies like McDonald’s and the MSG Sphere. 
 4. **Career Insights at Ariel**: Interested in what makes a candidate stand out at Ariel Investments? John outlines the key qualities and traits that Ariel looks for in potential team members, emphasizing teamwork, commitment, and the ability to contribute to collective success. 
 This session is loaded with strategic advice and personal stories that illuminate the path to both entrepreneurial and investment success. Tune in to gain from John W. Rogers Jr.'s seasoned perspective on making key business decisions that stand the test of time. 
 *Useful for:* - Entrepreneurs planning for business continuity - Investors seeking to diversify their portfolios - Business leaders aiming to cultivate a successful workplace culture - Individuals interested in finance and investment careers 
 --- *Subscribe to Market Mondays* for more insights from business leaders and financial experts every week. Hit the bell icon to stay updated on our latest uploads! 
 *Share your thoughts or questions* below in the comments. We love hearing from our viewers and strive to provide content that caters to your financial interests and needs. 
 Hashtags: #MarketMondays #JohnRogers #InvestmentTips #Entrepreneurship #SuccessionPlanning #BusinessStrategy #Investing #Finance #ArielInvestments #CareerAdvice #InvestorInsights #BusinessLegacy

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Succession Planning for Business Owners

In this enlightening video, Vice President Kamala Harris discusses a series of ambitious initiatives by the Biden Administration aimed at bolstering economic opportunities and reducing wealth disparities across America. The video highlights the administration's efforts to address historic inequalities affecting Black veterans with the GI Bill and the disproportionate student debt burden on Black students. 
 Further explored are significant legislative changes, such as the exclusion of medical debt from credit scores, which directly impact financial health. Vice President Harris details the transformative potential of the new Infrastructure Bill, designed to reconnect communities and stimulate economic growth, with a $158 million investment expected to create 13,000 jobs in Atlanta alone. 
 The discussion also covers the critical issues of wealth disparity in the Black community due to limited access to capital, emphasizing the administration's commitment to providing the necessary resources to turn great ideas into successful ventures. Homeownership is spotlighted as a crucial avenue for wealth building, coupled with the administration's achievement in forgiving over $150 billion in student debt, underscoring a significant relief effort for many Americans. 
 Vice President Harris concludes by reinforcing the importance of diversity, equity, and inclusion in investing across all sectors of the American economy, illustrating how these values are integral to the nation's progress and prosperity. 
 #BidenAdministration #KamalaHarris #EconomicOpportunity #WealthBuilding #StudentDebtForgiveness #MedicalDebt #InfrastructureBill #HomeOwnership #DiversityEquityInclusion

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EYL #289 Kamala Harris on Student Loan Forgiveness, Access to Capital, Black Business, & Affordable Housing

In this profound clip of EYL, host Rashad Bilal engages in a powerful conversation about the often-overlooked mental side effects of being incarcerated. The discussion delves into the harsh realities faced by individuals during and after their time in prison, including experiences in solitary confinement and the overall prison environment. Rashad talks about how critical it is for those who have served time to deal with their trauma and attempt to integrate back into society, despite the significant psychological burdens they carry. 
 Key topics covered include: - The impact of solitary confinement and long-term imprisonment on mental health. - The challenges of reintegrating into society after incarceration. - Building a support network for formerly incarcerated individuals. - Addressing and overcoming feelings of shame and alienation. - Real-life experiences and strategies for managing post-incarceration trauma. 
 Rashad not only shares insights from a pivotal article that discusses these issues but also reflects on personal stories and testimonies from those who have lived through the prison system. The episode highlights the importance of awareness, acceptance, and support in overcoming the deep-seated issues that stem from incarceration. 
 Whether you are someone who has experienced the prison system firsthand, a loved one of someone who has, or simply a citizen interested in understanding more about these critical issues, this episode provides valuable insights and discussions on a topic that affects millions but is often hidden from public view. 
 Join us in shedding light on these critical issues and learn more about the psychological implications of incarceration. 
 #EYL #IncarcerationImpact #MentalHealth #PrisonReform #SocialJustice #RashadBilal #PsychologicalEffects #ReintegrationSupport #TraumaAwareness

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Understanding the Deep Psychological Impacts of Incarceration

Troy and Ian talk about why high profit margins can signify a robust business model and discover the importance of operating cash flow for innovation and strategic acquisitions. This informative session is full of actionable tips for assessing investment opportunities and navigating the ever-changing landscape of financial markets. 
 Whether you're a seasoned investor or just starting out, this video will empower you to make informed decisions and maximize your investment returns. 
 

Cliff Notes: How to Evaluate a Company Before Investing with Troy & Ian

In this enlightening clip of Market Mondays, hosts Ian Dunlap and Rashad Bilal tackle the sensitive subject of investment scams with a focus on SPACs, subpar fundraising, and the perilous allure of ego in financial decisions. The discussion kicks off with Ian identifying SPACs and questionable funds as significant investment scams, especially pointing out those lacking solid backing and credibility which pose risks to the community. Rashad expands on personal experiences and emphasizes the critical importance of caution when managing others' money or deciding where to invest. 
 The conversation gets deeper with references to specific controversial figures and real-world consequences of leading with ego, underlining the long-term damages these actions can cause to reputation and financial states. They also deliberate on the responsibilities of financial advisors and the safety measures potential investors should always consider to avoid falling into the traps of attractive yet risky investments. 
 Moreover, Rashad and Ian shed light on the broader implications of financial deceit, including legal retributions and societal repercussions. They conclude with essential advice on accountability and the non-negotiable need to conduct diligent research before making investment decisions. This episode isn't just a talk; it's a stark reminder of the persistent presence of financial scams and the ongoing need for vigilance in the investment world. 
 Tune in to gain valuable insights and learn how to protect yourself from the biggest scams in the investing industry. 
 #MarketMondays #InvestmentScams #FinancialWisdom #SPACs #FinancialEducation #InvestorAwareness #EgoInInvesting #RashadBilal #IanDunlap #AvoidingScams #FinancialAdvice

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Study Hall: Has the American Empire Fallen?

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