The HMO Podcast by Andy Graham

06.12.2024

How To Use Social Media To Amplify Your Business Results WIth Milly Bellotti

In this episode, I'm chatting with Milly Bellotti from @postingproperty. Milly really knows her stuff when it comes to using social media, especially for property businesses. She talked about her journey, starting from working at big companies in social media...

06.05.2024

Will A Mentor Boost My Results (And How Do I Know If It's Right For Me)?

In this episode, we're going to be discussing mentorship in the property industry. What is property mentorship? Could it help you boost your results? Or is the whole thing a big scam? We’re going to answer these questions and find...

05.29.2024

New Changes To Permitted Development Rights That Could Be HUGE for HMO Investors With Andrew & Mary

In today's episode, I'm joined by Andrew and Mary, our expert architects and official partners of The HMO community and The HMO Roadmap. We'll be discussing the government's proposed changes to some of the permitted development rights that we, as...

05.22.2024

Important Update For HMO Investors About The Renters Reform Bill

In this episode, I’m diving into the hot topic of the renter's reform bill and bringing you the latest updates on its progress. We’ll break down the proposed amendments and explore what they mean for landlords, especially those of us...

05.15.2024

I Ask Our Expert Broker Ellie Broadhurst 'Is the Property Market About To Crash?'

In this episode, Ellie Broadhurst, our expert mortgage broker, and I discuss what's happening in the property market right now. We look into the talk about a possible big crash coming up. We break down all the different things going...

05.08.2024

Biz Update - New Loans, Operational Challenges, Development Progress And A New Offer

In this episode, I’ll give an update on my property business and talk about what's been happening over the past five to six weeks. I’ll share details about a new team member I've hired, the progress on my development projects,...

05.01.2024

What Is The Best Location To Invest In HMOs?

In this episode, I'm going to address the question I receive most frequently and see discussed often in the community: What is the best location for investing in HMOs? The best location to invest in HMOs is different for every...

04.24.2024

The 10 Essential Traits Of A Successful HMO Investor

If I were to ask you what enables some people to build successful property businesses, what would you say? Perhaps they bought at the right time, knew the right people, or purchased properties at the right price and added significant...

04.17.2024

How Vann Vogstad Is Revolutionising The HMO Industry, And What It Means For You

In this episode, I'm glad to have Vann Vogstad back to chat about the HMO industry with me. Vann co-founded COHO, a software company that helps HMO investors and tenants manage their properties. We'll be covering:Vann's goal of making property...

04.10.2024

Is It Too Late To Invest In HMOs?

In this episode, I’m going to answer the question of whether it's too late to invest in HMOs. I’m going to address concerns about property values, interest rates, competition, access to finance, restrictive planning permissions, and legislation. I’m going to...

04.03.2024

How And Why You Should Be Doing R2R To Supercharge Your HMO Business

If you believe that rent to rent is solely for those with limited capital, unable to purchase properties, you're mistaken. While it's indeed a fantastic approach for individuals with limited resources, it offers benefits beyond just that. It serves as...

03.27.2024

Biz Update - Planning, Lending & Construction Delays, And A Ferret Under The Table!

In this episode, I'll provide you with a business update and share my thoughts on the current economic outlook. I'll touch on the progress and challenges in my commercial-to-residential projects, my efforts in finding new HMO properties and I'll also...

03.20.2024

How To Fund Residential to HMO Conversions Using Bridge Lending With Ellie Broadhurst

In this episode, I'm excited to welcome back our expert broker, Ellie Broadhurst, as we talk about bridge lending. Specifically, we'll be focusing on bridge lending for converting existing residential properties into HMOs. Ellie brings a wealth of knowledge to...

03.13.2024

Growing A 350+ Room R2R business In 4 Years With Olivia Maher

In this episode, I'm joined by a special guest, Olivia Maher. Alongside her partner, Joe, they co-founded Cosi, winning Best Master Lease Operator and Best Rent-to-Rent Operator at the inaugural HMO Awards. Over the last four years, they've built the...

03.06.2024

A Beginners Guide To £10k PCM Through R2R

In today's episode, I'll be talking about one of my favourite strategies – rent-to-rent. If you've been a long-time listener or have been following my journey, you'll understand why I hold a soft spot for rent-to-rent. It's notably less capital-intensive...

02.28.2024

HMO vs Commercial to Residential

For a lot of people, building a HMO business is potentially a gateway to doing bigger and more profitable and more exciting projects. If you've been following me on social media, you've probably seen the commercial to residential projects that...

02.21.2024

My Journey To £40 Million

In this episode, I want to share with you how I view my long-term goal. We regularly discuss the importance of setting goals on the show, but usually in the context of a 12-month timeframe. This time, I want to...

02.14.2024

Transforming Spaces & Enhancing Lives: How Tom Charrier Is Innovating His Local HMO Market

In today's episode, I'm joined by Tom Charrier. Tom is one half of Fat Properties and, together with his wife Philippa, has been building an incredible business of HMOs and other properties in Lancaster. We're going to find out exactly...

02.07.2024

Biz Update - My Toughest Month In 10 Years

In this episode, I want to provide you with a business update and share some insights. I've found these episodes to be not only a way to hold myself accountable but also an opportunity to offer you a glimpse into...

01.31.2024

Low Cost Ways To Add Value And Significantly Boost Rents In A HMO

In this episode, we're getting real about property makeovers and exploring how they can significantly enhance the value of your HMOs. While large budgets may make it easier to boost a property's worth, not everyone is willing to invest six...

01.24.2024

Sourcing HMOs: The 6 Clues To Hugely Profitable Deals

In today's episode, I'll discuss six essential clues for identifying highly profitable deals. While these ideas may not be new, they often go overlooked. Despite being aware of them, many fail to actively incorporate them into their deal analysis. These...

01.17.2024

The HMO Forecast: Predictions for 2024

As a property investor, it's crucial to consider factors such as inflation, interest rates, property values, and upcoming legislation—all of which are poised to impact our businesses and results. In this episode, I’m going to share my thoughts on where...

01.10.2024

How To Invest In HMOs With Little Or No Capital

The biggest limitation to building a property business is a lack of capital. Unfortunately, for many of us, myself included, we're not born into a world of trust funds and millions of pounds in our back pockets. That means we...

01.03.2024

New To The HMO Podcast? Start HERE To Get A Head Start In 2024

2024 could be the year you're thinking, 'Well, I need to be more profitable. I want to find solutions to grow. I want to reset my business and do things differently.' Today's episode is for all of you because it's...

12.27.2023

Did I Achieve My Goals In 2023? Honest Full Breakdown And What You Can Learn From My Mistakes

It's that time of the year when I like to hit the pause button and reflect on the goals I set back in January. How did I fare? Did I hit my targets, or did I fall short? These episodes...

12.20.2023

What's In Store For Interest Rates, Valuations & The Property Market In 2024 With Ellie Broadhurst

In this episode, we have Ellie Broadhurst, our expert broker from The HMO Roadmap, back to our show. Ellie is here to shed light on the burning questions I have about the current financial landscape. Notably, interest rates have held...

12.13.2023

Biz Update - 2 New Projects, Winning 'Deal Of The Year' & Refinance Issues

In today's episode, I'm thrilled to provide a comprehensive business update, now that I'm back. Gemma and I have returned from our extensive journey across Canada, the United States, and Costa Rica. We've witnessed breathtaking landscapes—from mountains and coastlines to...

12.06.2023

Risk Management and Exit Strategies For HMO Investors

In today's episode, we’re going to discuss the crucial aspects of risk management and exit strategies for your HMO business. Now, if you're a new investor, just embarking on this journey, you might be thinking that exiting them is not...

11.29.2023

Overcoming Objections From Planning, Neighbours & Investors

In this episode, I'm thrilled to have HMO community member John Orr joining us today. He's got three insightful questions lined up, focusing on overcoming objections in planning, dealing with neighbours, and engaging with investors. During the mentoring session, John...

11.22.2023

The Entrepreneurial Mindset for HMO Investors (10 Methods To Master For Better Results)

In this episode, we'll discuss the entrepreneurial mindset, focusing specifically on 10 methods that can be mastered for better results. I believe there's a distinct difference between property investors and property entrepreneurs. Personally, I align more with the latter. It...

11.15.2023

Maximising Profits, Mitigating Risks And A 165% ROCE Deal With Jessica Leader

In today's episode, we’re joined by Jessica Leader from Next Level Living, a property developer with a track record dating back to 2017. Her expertise lies in acquiring dilapidated properties, strategically developing them to unlock their full potential, and ultimately...

11.08.2023

5 Mistakes To Avoid That Could Implode Your HMO Business

In today's episode, we have a crucial topic to discuss because we're going to delve into the five factors that could spell disaster for your HMO business. These aren't just minor hiccups; they have the potential to completely implode your...

11.01.2023

Building A 7-Figure Property Business, Tax Planning, And The Future Of The PRS With Property118 Founder Mark Alexander

Today, I'm joined by Mark Alexander, a good friend of mine and the proud founder of Property118, a platform for landlord tax planning, property investment news, and discussions in the UK. With an impressive 36 years of experience in property...

10.25.2023

What Does A Good R2R Deal Look? (And How To Make £1000 Per Deal As A Minimum)

In today's episode, I'll be sharing the exact method I used to stack every single rent-to-rent deal that ultimately allowed me to build a successful business. In fact, I was able to sell this business as part of my investment...

10.18.2023

Do I Need An Architect For My HMO Project?

Do I need an architect for my HMO project? This question comes up frequently, and the answer varies depending on factors like your experience, project type, and more. So in this episode, I'll guide you through a five-step process to...

10.11.2023

Scaling Through Acquisitions, Entrepreneurship and Building A Property Empire With Ryan Gallace

In this episode, I'm excited to be joined by a dear friend of mine, Ryan Gallace of Gallacom Property, the person who acquired my investment and management business. Ryan boasts a wealth of experience as both an investor and an...

10.04.2023

Biz Update: The Super-Moon, Big Deals, Ups & Downs & Project 3MA

Today's episode is a unique business update as we kick off our 10-week trip, a long-anticipated journey that embodies the purpose behind my hard work, sacrifices, and commitment in building businesses. I'm pretty sure that most of you listening today...

09.27.2023

Positive News (FINALLY) For HMO Investors, But Are Commercial Valuations Changing? With Ellie Broadhurst

Today, we have Ellie Broadhurst, our expert broker from The HMO Roadmap, back to our show and we have some exciting topics on the agenda today. We'll dive into the recent positive developments in inflation data, discuss the Bank of...

09.20.2023

My Advice On Scaling Property Portfolio Alongside Your Job

In this episode, I'm excited to bring you another mini-mentoring session featuring Dan Morehen, a US Property underwriter by trade who started investing in property 5 years ago. Dan, a property investor and a member of The HMO Community, our...

09.13.2023

Redefining Profit: The New 'Normal' For HMO Property Investments

What makes a good deal right now? In this episode, I want to redefine what profit means for HMO property investors right now. With inflation spiraling, costs soaring, and interest rates rising, we're left wondering whether investing in HMOs is...

09.06.2023

How & When To Hire A Virtual Assistant (To Scale Faster) With Jane Scroggs

There are so many moving parts to growing and running a property business, and it seems that the more you grow, the less time you have, and the harder it becomes to continue growing your property business. So, in this...

08.30.2023

5 Tools You Need To Get Started In R2R

In today’s episode, I'm going to lay out the five absolute essentials that should be at the top of your checklist when you're starting an R2R business. These aren't just nice-to-haves; these are the non-negotiables that can truly shape the...

08.23.2023

Stuntman Jonny Stockwell Took On The Council To Overcome Planning Objections & Continue Expanding

In this episode, I'm joined by a good friend of mine, one of my longstanding mentees, and a previous guest on the podcast: Jonny Stockwell of Crockwell Properties. We're going to discuss some of the issues he's had to face...

08.16.2023

Biz Update - Over £3mn Added To The Portfolio, Major Planning Issues & Preparing For A Life Event

In this episode, I'm excited to share everything that's been happening across my businesses. I love doing these episodes as they hold me accountable for sharing these updates with all of you and serve as a reminder that my involvement...

08.09.2023

Important Update On Lender Due Diligence, Plus Reactions To Latest Rate Hike With Ellie Broadhurst

In this episode, we delve into the recent increase in the base rate, marking the 14th consecutive rise. Currently standing at 5.25%, this change has significant implications for HMO property investors like you. To shed light on this matter, we've...

08.02.2023

Your First HMO Property Investment - 6 Key Steps To Success

Are you at the beginning of your HMO journey but feeling unsure and overwhelmed? In today's episode, I want to share the six most important things you need to nail if you're getting started with HMOs. These steps are crucial...

07.26.2023

Doubling Your Profits From Supported Living With Chris McDermott from NW Living

Supported living isn't necessarily the first thing that comes to mind when we think of HMO investment but what if I told you that you could potentially double your profits from the same properties by following this model? In this...

07.19.2023

Profit Amplifier: How & Why To Optimise Tenant Satisfaction And Retention In HMOs

In this episode, we're diving headfirst into a topic that's on the minds of every HMO business owner: how to boost profits. Now, I know what you're thinking—I hear you loud and clear. Interest rates are climbing, inflation is soaring,...

07.12.2023

How To Build A Property Empire With Malkit Purewal From Savoys Properties

Today, we delve into the fascinating story of Savoys Properties with Malkit Purewal. Malkit, along with his partner Sanjay, has captivated my attention for years with their impressive business growth and groundbreaking projects. During our conversation, Malkit and I discussed:The...

07.05.2023

Recession-Proof Strategies for HMO Investors

Are you prepared to enter a recession? In this episode, we're going to talk about recession-proof strategies for HMO property investors. Now, I don't want to be known for scaremongering, but I want to ensure that I'm prepared if we...

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