What we cover in this episode: 

• Why business owners can’t afford to let their hard-earned wealth sit idle — and what to do instead 

• The case for active portfolio management over set-and-forget index funds, especially in down cycles 

• Why losing 30% of your portfolio is far more damaging than most people realise — and how to avoid it 

• What’s really driving global market instability right now: geopolitics, US policy shifts, AI overvaluation, and more 

• AI stocks: the difference between the profitable giants who can absorb losses and the mid-tier companies heading for trouble 

• Terry’s own portfolio moves — why he’s now sitting at 60% cash in his trading portfolio and what triggered it 

• The sectors showing resilience right now: defence, pharmaceuticals, and select profitable retailers 

• Why Australian banks may be more exposed than investors think 

• The VIX Index: the free tool that’s flagged every major market crash for 100 years — and what it’s saying right now 

• What to do with your industry super fund before a correction hits — a practical three-step checklist 

• How to spot the signals that the market is bottoming out and it’s time to get back in 

• Why market downturns are the five-to-ten year cycles that serious wealth builders have been waiting for 

About Terry: 

Terry Tran is the founder and CEO of Freedom Trader and a former fund manager with 15 years of institutional experience and nearly 30 years in financial markets. He has helped over 1,600 business owners and professionals learn how to safely build wealth outside their business — without the hype and without the BS. What sets Terry apart is that he doesn’t just teach theory: he openly shares his own live strategies, actual investments, and the trades he buys and sells every week, so students learn in real time what works and, just as importantly, what to avoid.