The banking business is different from other businesses. So, we need to look at different parameters to perform basic banking stock analysis.

But, the basics will remain the same i.e., we will study the quality of the business through its numbers and other non-number parameters.

Banks’ primary business is to give out loans to different customers and charge interest on the loans.

Banks also have other fee-based businesses like credit card and debit card services, transferring money, insurance, mutual funds, etc.