86% of Canadian borrowers are unknowingly overpaying $15,000 on their mortgages by choosing the "safe" 5-year fixed term, and recent jobs data has exposed exactly why this is happening. In this episode, I break down the hidden mechanics of mortgage pricing that banks don't want you to understand, and reveal which mortgage terms are secretly underpriced right now due to market mispricing. Learn the exact framework I use to help clients save $8,000-$12,000 on their mortgages by avoiding overpriced terms and making data-driven decisions instead of emotional ones.