Debt is one of the most polarizing topics in personal finance. Some call it a tool for growth, while others see it as a trap that steals your future. In this episode, Jason Wojo and Polish Peter dive deep into what debt really means for your time, money, and peace of mind.

They unpack the myths surrounding “good debt” and “bad debt,” share real-life stories about mortgages, car loans, and credit card balances, and reveal the often-overlooked emotional impact that debt carries. You will hear how debt influences not only your finances but also your health, relationships, and ability to pursue your vision for life.

In this episode, you will learn:

• Why debt is more than just a financial trade-off
• The hidden cost of mortgages and car loans
• How debt affects your daily life and mental well-being
• The truth about “keeping up with the Joneses”
• How to align your financial decisions with your life vision

Whether you have little to no debt or are weighed down by payments, this conversation will challenge you to rethink what you believe and help you see debt in a new light.

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