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Episode 3281:

Erik Carter highlights the importance of protecting your finances with the right safeguards before focusing on long-term goals. From health and disability insurance to emergency savings, estate planning, and life coverage, he explains how these essential protections can prevent devastating setbacks and ensure peace of mind for you and your loved ones.

Read along with the original article(s) here: https://www.financialfinesse.com/2012/12/20/do-you-have-these-basic-financial-protections-in-place/

Quotes to ponder:

"Medical bills are also one of the most common debts we see and the leading cause of bankruptcy."

"The chances of you becoming disabled is much greater than dying before you retire and the financial impact is higher."

"You never know when you’ll need these protections in place and there’s no 'good time' to get them done so do it now."

Episode references:

Term4Sale: https://www.term4sale.com/

Affordable Care Act: https://www.healthcare.gov/

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