In this episode of the TomorrowZone® Catalyst Podcast, host Deb Reuben chats with Jill Molitor, Director of Credit and Fraud Administration at Stearns Bank. With over 25 years of deep, cross-functional experience, Jill is on a mission to help businesses build credit-strong cultures and take fraud prevention seriously – not just as a function, but as a leadership mindset. Jill shares the fraud tactics leaders need to be aware of right now, from deepfake scams to synthetic identity fraud schemes involving minor's Social Security numbers. But it's not just about identifying fraud – she explains how to create environments where fraud risk is actively mitigated through culture, accountability, and education. Jill Molitor is a dynamic leader with 25 years at Stearns Bank, where she currently serves as Director of Credit and Fraud Administration. Known for her strategic mindset and unwavering commitment to integrity, Jill has mastered every facet of the equipment finance division – from credit and fraud strategy to documentation, funding, and compliance. She holds prestigious certifications including CFE, CLFP, and CFCS, and serves on multiple advisory boards, including CLFP and Equifax. Jill is not only transforming internal practices at Stearns Bank but also driving community-level impact through volunteerism and financial literacy education. Her holistic, human-centered approach to fraud prevention and risk management empowers organizations to stay one step ahead. Jill's leadership exemplifies the power of cross-functional collaboration, continuous learning, and purpose-driven innovation. Connect with Us: Jill Molitor | LinkedIn Stearns Bank Deborah Reuben | LinkedIn TomorrowZone