For our last episode until 2025, FBI Assistant Director Bryan Vorndran and FBI Strategic Engagement Advisor Jamil Farshchi speak to Rachel Lavender, managing director of the cyber practice at Marsh McLennan. As a seasoned cyber-insurance broker, Rachel discusses the partnership between a company and a cyber-insurance service, working together to build and implement effective cybersecurity measures over time. She also highlights act-of-war clauses and the growing information the insurance industry has obtained in a short time by servicing victim clients, resulting in better coverage and recommendations. For the episode’s Top Three segment recounting recent events, Bryan and Jamil discuss the unsealing of charges against members of Scattered Spider, the U.S. Securities and Exchange Commission’s cybersecurity reporting rules, and reasonably managed encryption. Listen to Ahead of the Threat episodes, read the transcripts, and find related material at fbi.gov/aheadofthethreat.