All The Hacks - New Crypto Earning Credit Cards, 5x Stock Picks, Hacking Discount Codes & More, with Chris Hutchins

Chris Hutchins (@hutchins) is the Head of Autonomous Financial Planning at Wealthfront. Previously he was co-founder and CEO of Grove (acquired by Wealthfront), co-founder of Milk (acquired by Google), and a Partner at GV, where he focused on seed and early-stage investments.

SHOW NOTES

Chris brings us up to speed on what's been happening at Wealthfront in his 18 months there. His focus: automated savings. Future goals: self-driving money. [01:52]

If anyone knows how to get the most out of his credit card points, it's Chris. Between credit cards, bank accounts, and brokerage accounts, how many accounts does this Pointsmaster have -- and why? [02:38]

Thoughts on new cards that offer Bitcoin instead of cash-back rewards, and why Chris has changed his mind about them over time. [03:39]

What Chris considers to be the best way to pack your finances. [05:18]

How do Square's Cash App "boosts" work? [06:43]

How Square and Twitter CEO Jack Dorsey continues to pleasantly surprise us with his forward-thinking entrepreneurial prowess. [08:38]

Remember how hard it used to be to accept credit cards as a business? We do. [10:13]

Why does Chris have such good credit? [10:57]

How does someone get on the waitlists for BlockFi and Gemini cards? [11:54]

What goes into building a diverse crypto portfolio. [12:32]

Gemini offers interest on crypto. [16:41]

Chris shares his tragic CryptoPunks story. [19:35]

My mission with this podcast. [21:11]

How you can keep your finger on the pulse of DeFi. [21:43]

Why I consider Yearn to be an insanely well-run project. [23:19]

How Chris is earning interest on his crypto right now, and why the current low-regulation climate makes it lucrative -- but not without its risks. [24:37]

My own interest-earning strategies tend to be lower risk. A little primer on stable coins, how staking works, and why I trust Coinbase. [26:24]

Why Chris wound up converting a lot of his random altcoins to USDC. [30:37]

You can learn the basics of trading crypto without betting the farm. Sometimes it even pays back with interest (just don't depend on it). [31:17]

What Chris considers to be the best way to optimize your dollars now. [33:38]

Are DeFi "gas fees" the new payday loan? [33:56]

Hot deals Chris is seeing right now (including how he snagged an Oculus Quest 2 for $150). [36:35]

Cashback Monitor: better than Rakuten? [42:33]

Dude, I got a Dell! (Well, Alienware.) [43:19]

What is ShopRunner? [43:41]

Where does Chris find his coupons? [44:38]

Four stocks we each like. [48:04]

Even though he didn't use the top-notch name I suggested, I'm excited that Chris is starting his own podcast: All the Hacks! What's it going to cover? [59:10]

Parting thoughts. [1:03:54]

The first episode of this podcast was auctioned as an NFT! [1:05:00]

All show notes are available here. If you have 20 seconds to spare, could you please consider leaving us a five-star review there so this podcast gets heard by more ears? [1:05:31]