Stashaway referral link: https://www.stashaway.my/referrals/tanidxm In this episode,  we will address a question from an audience that went back to his studies. But he still feels left out and he's fearful of graduating at 28 and having nothing.   First of all, let's address the FOMO syndrome. I know it's tough to ignore it but let's try our best to screw it. We are definitely gonna live for another 60-70 more years so what's the rush.   Instead, focus on the after study hours. Channel them into learning either a new craft, new skill, new youtube channel and etc. By the time he graduate, he would be having another craft to lean on.   Then instead of putting money into property as I always advise, this case is different since he is studying. I would break the RM 150k into RM 60k as hard cold saving, then the RM 90k is invest in himself. Go learn something new, attempt to monetise his passion and etc. The goal is to learn how to make money online.   People often overestimate what they can do in a day, but underestimate what they can do in a year.