In this episode, we will address a question regarding the strata title and MOT. The difference of the Strata Title Act and Strata Management Act would be the time of issuance of title. Even without the title, there are still ways to transfer the ownership for the property.  As for MOT exemption, there's some government initiatives but it's only applicable to property of a certain budget. And some property developers are not participating the HOC (Home ownership campaign), hence buyers need to pay their own MOT and loan fees.