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Best Credit Cards For Beginners in 2021
Best credit card for beginners in 2021 with rewards and cashback on spending. Student credit cards and best-secured credit cards in 2021 are explained in detail. Capital One Quicksilver Secured Card, Discover IT Secured Card, Apple Credit Card and Chase Freedom Flex Card are covered here. Watch the full video to find the best credit cards 2021.
First we will discuss the benefits of having great credit:
- Better interest rates whenever you borrow money from the bank which can lead to you saving THOUSANDS of dollars.
- Ability to obtain a car lease/loan.
- Ability to get a house.
Credit Card Criteria to choose these best beginner credit cards are:
1 - No Annual Fee
2 - Rewards
3 - Easy Application
4 Credit Cards - Best Credit Cards for beginners in 2021
* Capital One Quicksilver Secured Card *
#1- Required Security Deposit that is refundable
#2 - Automatic Credit Line Reviews
#3 - No interest on the Security Deposit
#4 - No Annual Fee
#5 - Will report to all 3 major bureaus
#6 - 26.99% APR
* Discover IT Secured Card *
#1 - No Annual Fee
#2 - Refundable Deposit of $200
#3 - Get deposit back after 8 months
#4 - Will report to all 3 major bureaus
- REWARDS -
#1 ~ 2% CB on Gas Stations & Restaurants
#2 ~ 1% Unlimited CB on all other purchases
#3 ~ 2x Cashback Match for the first year spend
#5 - 18% APR
* Apple credit Card *
#1 - Minimum 600 Credit score
#2 - No Annual Fee
- REWARDS -
#1 ~ 2% CB when using Apple Pay
#2 ~ 3% CB on Apple Products
#3 - 10%-24% APR
* Chase Freedom Flex Card *
#1 - No annual fee
- REWARDS -
#1 ~ 5% on up to $1,500 in combined purchases
#2 ~ 5% on Chase Travel through Chase UR Points
#3 ~ 3% on restaurants
#4 ~ 3% on drug store purchases
#5 ~ 1% on everything else
#2 - 0% APR for FIRST 15 MONTHS then up to 24%
Credit Card Links to Apply:
Capital One Quicksilver Secured Card
https://www.capitalone.com/credit-cards/quicksilver/
Discover IT Secured Card
https://www.discover.com/credit-cards/secured/
Apple Credit Card
https://www.apple.com/apple-card/
Chase Freedom Flex Card
https://creditcards.chase.com/cash-back-credit-cards/freedom/flex
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BOOK FACEBOOK AUTOMATION CALL: https://calendly.com/d/zs7q-fkvq/facebook-automation-consultation-call
ALL LINKS HERE: https://linktr.ee/andrewgiorgi
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By Andrew Giorgi
4.5
1111 ratings
Best credit card for beginners in 2021 with rewards and cashback on spending. Student credit cards and best-secured credit cards in 2021 are explained in detail. Capital One Quicksilver Secured Card, Discover IT Secured Card, Apple Credit Card and Chase Freedom Flex Card are covered here. Watch the full video to find the best credit cards 2021.
First we will discuss the benefits of having great credit:
- Better interest rates whenever you borrow money from the bank which can lead to you saving THOUSANDS of dollars.
- Ability to obtain a car lease/loan.
- Ability to get a house.
Credit Card Criteria to choose these best beginner credit cards are:
1 - No Annual Fee
2 - Rewards
3 - Easy Application
4 Credit Cards - Best Credit Cards for beginners in 2021
* Capital One Quicksilver Secured Card *
#1- Required Security Deposit that is refundable
#2 - Automatic Credit Line Reviews
#3 - No interest on the Security Deposit
#4 - No Annual Fee
#5 - Will report to all 3 major bureaus
#6 - 26.99% APR
* Discover IT Secured Card *
#1 - No Annual Fee
#2 - Refundable Deposit of $200
#3 - Get deposit back after 8 months
#4 - Will report to all 3 major bureaus
- REWARDS -
#1 ~ 2% CB on Gas Stations & Restaurants
#2 ~ 1% Unlimited CB on all other purchases
#3 ~ 2x Cashback Match for the first year spend
#5 - 18% APR
* Apple credit Card *
#1 - Minimum 600 Credit score
#2 - No Annual Fee
- REWARDS -
#1 ~ 2% CB when using Apple Pay
#2 ~ 3% CB on Apple Products
#3 - 10%-24% APR
* Chase Freedom Flex Card *
#1 - No annual fee
- REWARDS -
#1 ~ 5% on up to $1,500 in combined purchases
#2 ~ 5% on Chase Travel through Chase UR Points
#3 ~ 3% on restaurants
#4 ~ 3% on drug store purchases
#5 ~ 1% on everything else
#2 - 0% APR for FIRST 15 MONTHS then up to 24%
Credit Card Links to Apply:
Capital One Quicksilver Secured Card
https://www.capitalone.com/credit-cards/quicksilver/
Discover IT Secured Card
https://www.discover.com/credit-cards/secured/
Apple Credit Card
https://www.apple.com/apple-card/
Chase Freedom Flex Card
https://creditcards.chase.com/cash-back-credit-cards/freedom/flex
--------------------------------
BOOK FACEBOOK AUTOMATION CALL: https://calendly.com/d/zs7q-fkvq/facebook-automation-consultation-call
ALL LINKS HERE: https://linktr.ee/andrewgiorgi
--------------------------------