In this episode: (1) Is there diversity fatigue at America’s companies?, (2) Millennials need to put away 40% of income for retirement?, (3) Facebook and Apple Earnings, and Uber Money?, (4) Halloween’s over and it’s the Holiday season - what can you do to prevent taken on more debt?, (5) tips for finding a financial advisor (or financial fitness coach, (6) news from the Mortgage Bankers Association conference – new regulations on FHA loans and the Federal Housing Finance Agency releases new expectations for Fannie Mae and Freddie Mac (7) where you live may determine your lifespan and (8) insecure about the SECURE Act, California’s CPPA is getting ready to come on line and a take on MIT’s 403(b) plan settlement.