We all want to improve our credit. Learn Clark smart ways to build or rebuild your credit including the best secured credit cards. Also, Clark recently talked about the end of free shipping. Well its partner, free returns, is now on life support. Free returns have gone through the roof and online sellers are cracking down. What to know before you buy. 

Establish/Repair Your Credit: Segment 1

Ask Clark: Segment 2

The End Of Free Returns: Segment 3

Ask Clark: Segment 4


Mentioned on the show

Best Secured Credit Cards for 2023: Top Picks for Building or Repairing Credit

Credit Karma Review: Free Credit Score and More at Your Fingertips

4 Ways To Get Your Free Credit Score

Why You Don't Need an 800 Credit Score

What Is a Good Credit Score?

The #1 Mistake That Can Hurt Your Credit Score

Are You Following Clark's Maximum Auto Loan Length Rule?

Amazon Just Made a Surprising Change That Breaks Its Most Important Rule. It'll Make Some Customers Angry

Amazon will charge customers a fee for some UPS returns


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Episode transcripts

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05.04.23  Building Or Rebuilding Your Credit  /  Free Returns - While They Last

Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.

Business

Investing

Careers

Management & Marketing

Business News

Shopping

Entrepreneurship

Today - How the recent credit-card settlement affects merchants and your future transactions.  Also, do you need the latest greatest television? Clark explains why buying the latest TV technology is a waste of money.

New Credit Card Rules: Segment 1

Ask Clark: Segment 2

Cheap TVs Are Clark Smart: Segment 3

Ask Clark: Segment 4


Mentioned on the show:

NYTimes: Credit Card Swipe Fees Are Going Down. Are Points Going With Them?

Visa, Mastercard credit-card settlement could save businesses billions

Visa, Mastercard settle long-running antitrust suit over swipe fees with merchants

Is an HSA the Best Way To Save for Future Medical Expenses?

Why Clark Says Everyone Should Have a Dash Cam

NYTimes: Tired of Streaming? Free Blockbuster Libraries Offer an Alternative.

AAA IDP International Driving Permit


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!
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Episode transcripts

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Consumer Action Center Free Helpline: 636-492-5275


Learn more about your ad choices: megaphone.fm/adchoices
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04.24.24  The Future Of Credit Cards  /  Buying A TV

Clark recommends renting in a new city or state before you buy there, and has a great example of why to share with you. Also, Clark is very happy to report that the used clothing market is growing 7 times faster in the U.S. than the new market. Buying used is a great way to Spend Less! 

Rent Before Buying In New Locale: Segment 1

Ask Clark: Segment 2

Secondhand Clothing A WIN: Segment 3

Ask Clark: Segment 4


Mentioned on the show:

New York Post: Florida transplants fleeing in droves over relentless heat, damaging hurricanes

The home insurance market is crumbling. These owners are paying the price

The $10 Travel Essential Clark Howard Always Packs

5 Best Robo-Advisors in 2023

Who Should Use a Robo-Advisor?

Secondhand clothing stores are red hot as consumers look to save money

Clark.com  -  CELL PHONES

Best Investment Companies for Investors in 2024

10 Best Free Checking Accounts in April 2024

Fidelity Investments Review 2023: Pros & Cons

Team Clark Guarantee - Clark Howard


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!
Clark.com resources

Episode transcripts

Community.Clark.com

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Consumer Action Center Free Helpline: 636-492-5275


Learn more about your ad choices: megaphone.fm/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices

04.23.24  Relocation: Rent Before You Buy  /  Clothing: SAVE More Buying Secondhand

Clark recently talked about GM selling off driving data to auto insurers, and 2 of his predictions about this have now come true. That update plus - another invasion of privacy by the insurance industry has come to light, this time impacting homeowners. Also today, college costs continue to skyrocket. Clark explains how this has come about, and what today’s students can do about it.

Insurance Spies: Segment 1

Ask Clark: Segment 2

College Costs: Segment 3

Ask Clark: Segment 4


Mentioned on the show:

GM faces 2nd lawsuit over driver data collection without consent - from Detroit Free Press

Insurance companies are using aerial images of homes as a tool to ditch properties seen as higher risk

Predatory Lending: How to Avoid, Examples and Protections

Should I Keep My Old Car or Buy a New Car?

The Average Vehicle Age in America

Some Colleges Will Soon Charge $100,000 a Year. How Did This Happen?

College will cost up to $95,000 this fall. Schools say it's OK, financial aid can numb sticker shock

Biden seeks student debt relief for millions

How Do Student Loans Work? 7 Things to Know

How To Open a Roth IRA

Amazon “Prime Visa” Card Review: 5% Back for Amazon Prime Members

A better way to book with points

Best Rewards Credit Cards: Top Picks for 2024

Best 2% Cash Back Credit Cards: 8 Options in 2024


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!
Clark.com resources

Episode transcripts

Community.Clark.com

Clark.com daily money newsletter


Consumer Action Center Free Helpline: 636-492-5275


Learn more about your ad choices: megaphone.fm/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices

04.22.24  Insurance Invasion Of Privacy   /   College Tuition Costs

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Speaking of Fridays - working hard or hardly working? There’s a trend of workers cutting out early on Fridays, and it’s not necessarily a bad thing. 


Clark Stinks: Segments 1 & 2

Flexible Fridays!: Segment 3

Ask Clark: Segment 4


Mentioned on the show:

Clark.com - TIRES

The Basics of Municipal Bonds


Travel Archives - Clark Howard / 

Travel Archives - Clark Deals

We’re Working Less on Fridays, and That’s OK - The Wall Street Journal.

Guide to 529 Plans, Saving for College and Financial Aid

Rollovers From a 529 Plan to Roth IRA: What to Know

Balanced Fund: Definition, Investment Mix, Examples


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!
Clark.com resources

Episode transcripts

Community.Clark.com

Clark.com daily money newsletter


Consumer Action Center Free Helpline: 636-492-5275


Learn more about your ad choices: megaphone.fm/adchoices
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04.19.24   Clark Answers His Critics on Clark Stinks  /   Flexible Fridays

Dollar stores and other discounters are reconfiguring. Clark clears media confusion surrounding closures and discusses what makes some discount retail operations more successful than others. Also - If you want job stability with a pension, this job sector wants you!

Dollar Store Closures: Segment 1

Ask Clark: Segment 2

Who Offers A Pension?: Segment 3

Ask Clark: Segment 4


Mentioned on the show:

Dollar stores are shutting down across America. They did this to themselves

99 Cents Only Stores to close all 371 spots in 'extremely difficult decision,' CEO says - USA TODAY

Dollar Tree Raises Max Price to $7: Which Items Will Cost More?

Clark Howard's 5 Money Tips for Couples

How to Freeze Your Child's Credit

Research shows federal workers are effective and committed, not subversive — The Conversation

[The Washington Post] The government has a workforce crisis. One of its best-kept secrets can fix it.

Portfolio Lender: Meaning, Overview, Pros and Cons


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!
Clark.com resources

Episode transcripts

Community.Clark.com

Clark.com daily money newsletter


Consumer Action Center Free Helpline: 636-492-5275


Learn more about your ad choices: megaphone.fm/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices

05.04.23 Building Or Rebuilding Your Credit / Free Returns - While They Last

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