Homeowners across California are reeling amid an ongoing insurance crisis, and on Wednesday, the state's insurance commissioner appeared before a Legislature seeking answers.

Commissioner Ricardo Lara, who's facing criticism for skipping out on a hearing last week, appeared at the state Capitol to answer questions about what lawmakers have called "an insurance industry in shambles."

Insurance companies have been dropping claims and coverage over the past several months, impacting thousands of families. The FAIR Plan, a last resort insurance coverage for Californians, has said it was at risk of running out of money from claims following the Los Angeles County wildfires earlier this year.