Call it a sticky situation

After this year’s banking crisis, some lenders have bumped up interest rates on savings accounts to lure new depositors. But if the hassle of switching banks makes you go, “ugh,” blame it on what economists call “deposit stickiness.” What would it take to get customers unstuck? Plus, Netflix’s failed foray into live-streaming, and the origin of the modern welfare system, courtesy of the Marketplace podcast “The Uncertain Hour.”