In episode 100 of Financial Conditioning, Simon Karmarkar celebrates the show's milestone by exploring the rise of middle-class multi-millionaires. He shares the inspiring story of Luis, who achieved multi-millionaire status through strategic asset ownership and diversifying income sources. The episode also discusses the importance of preparing the next generation for financial independence, offering practical budgeting advice inspired by Rachel Cruze. Simon wraps up the episode with motivational insights, encouraging listeners to pursue their financial goals with determination and foresight, highlighting actionable steps for achieving financial success.

(0:00) Introduction to the 100th episode and the rise of middle-class multi-millionaires

(1:30) Luis's journey to becoming a multi-millionaire through asset ownership and income diversity

(3:09) Setting up the next generation for financial independence

(4:32) Practical budgeting advice inspired by Rachel Cruze

(7:51) Conclusion and motivational send-off