In this Cliff Notes we talked about the stock market pullback that usually happens every September and how you can benefit from it.  Link for Stock Club Sale: https://bit.ly/3hjaDfd  EYL University: https://www.eyluniversity.com

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Cliff Notes: Why The Stock Market Goes Down Every September

Welcome to The Earn Your Leisure Podcast. Rashad Bilal and Troy Millings will be your host. Earn Your Leisure will be giving you behind the scenes financial views into the entertainment and sports industries as well as highlighting back stories of entrepreneurs. We will also be breaking down business models and examining the latest trends in finance. Earn Your Leisure is a college business class mixed with pop culture. We blend the two together for a unique and exciting look into the world of business. Let’s go!! #earnyourleisurepodcast

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In this impactful clip of Market Mondays, hosts Rashad Bilal, Troy Millings, and Ian Dunlap share their expertise on financial planning for your child's future. Rashad discusses the power of compounding interest and the long-term benefits of investing in a Roth IRA for your child. With as little as $8,000 invested between the ages of 14 to 17, Rashad illustrates how this can potentially grow to a whopping $325,000 by the time they reach retirement, all tax-free and with a staggering 3968% rate of return. He emphasizes the idea that this is not just money for the sake of money; it's about securing your child's financial future and providing a stable foundation they can rely on as they age. Alongside Rashad's insights, Ian stresses the importance of long-term investment and planning for family succession, while Troy highlights the need to prepare for the future responsibilities that come with retirement, including caring for older generations. They all agree that the early start in savings is a gift that can help your child with major life milestones like buying a home or supporting their descendants. Whether you're an entrepreneur with the ability to start saving earlier than the typical working age or a regular employee, Rashad, Ian, and Troy advise that it's never too soon to plan ahead. The clip isn't just financial guidance; it's a plan for generational wealth building that every parent should consider.  
 #marketmondays  #RothIRA #ChildRetirementFund #CompoundingInterest #FinancialPlanning #GenerationalWealth #Investment #RetirementSavings #TaxFreeGrowth #FamilyPlanning

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Study Hall: How to Turn 8k to 325k For Your Child's Future

In this explosive clip of Market Mondays, hosts Rashad Bilal, Ian Dunlap, and Troy Millings dive into the allegations of a secret agreement between Netflix and Facebook. This controversial deal allegedly allowed Netflix to access private user conversations from Facebook's Messenger for a hefty sum. The hosts dissect the lawsuit details, how it prompted Facebook to axe its Watch feature, and the broader implications for data privacy and competition in tech. 
 They don't just stop there – the conversation gets heated as the trio discusses how the case is a stark reminder that in the digital age, personal data is oftentimes traded as a commodity. The sheer value of data is equated to the new oil, with comparisons drawn to TSA and companies like Clear collecting biometric data. 
 As the discussion shifts back to business, our hosts use the case to emphasize the power of strategic partnerships and advertising, highlighting how important it is for entrepreneurs to utilize data legally and ethically to boost their endeavors. They also provide a candid take on the media ecosystem, giving insights into how the situation might or might not impact the stock valuations for big tech companies like Meta (formerly Facebook) and streaming giant Netflix. 
 Through their banter, the hosts never lose focus on the important role privacy plays in the digital economy. They conclude by offering actionable insights into what this means for investors and businesses going forward. 
 Don't miss out on this engaging conversation that's as educational as it is entertaining. Tune into the full episode and make sure you're up to speed on how tech giants could be leveraging data behind the scenes. 
 #MarketMondays #Netflix #Facebook #PrivacyLawsuit #DataPrivacy #BigTech #TechNews #Advertising #DataCommodity #Investing #StockMarket #MediaDynasty #StrategicPartnerships #TechStocks #IanDunlap #RashadBilal #TroyMillings #BusinessEthics #DigitalEconomy #Entrepreneurship 
 Remember to LIKE, COMMENT, and SUBSCRIBE for more insights and analysis on market trends from Market Mondays. Stay connected to stay informed! 
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 Market Mondays is the go-to source for all things stocks, business, and tech. Join Rashad Bilal, Ian Dunlap, and Troy Millings as they break down complex industry news into understandable and actionable insights. Equip yourself with knowledge straight from the experts and take control of your financial future today.

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Facebook Sold User Info To Netflix for $100 Million

In this empowering clip of Earn Your Leisure, join us as we dive deep into the remarkable success story of Tiffany Rose Dean, a visionary in the haircare industry. With over 60,000 five-star reviews, Tiffany shares her journey of building Hollywood Hair Bar, a brand that revolutionized the way black women nourish their hair. From trusting communities on social media to organic growth strategies, Tiffany reveals how she turned a dream into a multimillion-dollar business without relying on traditional financing methods. Be inspired by her determination to prove that with the right mindset and dedication, anyone can achieve extraordinary success on their own terms. 
 Timestamps: 00:00 - Importance of Trust in the Black Community 00:04 - The Power of Product Reviews 00:27 - The Launch After Miracle Drops 01:27 - Trend Riding with Hair Growth Serums 02:08 - Leveraging Instagram Pages for Sales 03:41 - The Art of a Conversion-Focused Website 04:20 - Authenticity in Customer Reviews 05:25 - Hitting $45 Million in Revenue Without Loans 06:25 - Building a Social Media Presence Before Selling 07:38 - The Initial Product Launch Strategy 
 Key Takeaways: - The crucial role of trust in the black community, particularly in the haircare market. - Tiffany's strategic launch and positioning in the shadow of a competitor's success. - The importance of timing and tapping into prevailing market trends. - Effective use of social media and community groups for targeted product promotion. - How a simplified and optimized website can boost sales conversions. - The impact of genuine customer reviews and data collection on credibility and business growth. - The impressive revenue growth achieved without external funding, inspiring the next generation of entrepreneurs. - The benefits of patiently building a social media following before introducing products. 
 #Entrepreneurship #BlackOwnedBusiness #HaircareIndustry #SelfFundedSuccess #SocialMediaMarketing #CustomerReviews #BusinessGrowth #EYL #Empowerment #EarnYourLeisure 
 Be sure to LIKE, COMMENT, and SUBSCRIBE for more incredible stories of entrepreneurship and financial growth. Want to learn more about building a successful business without relying on bank loans? Leave your questions below, and we just might explore that topic in a future episode! 
 Important Note: Please remember that the story shared in this video is unique to the individual's experience and success. Results may vary depending on various factors in your own business journey. 
 

How Tiffany Dean Built a $45M Haircare Empire Without a Bank Loan

*Welcome to a truly inspiring episode of Earn Your Leisure! Today, we dive deep with Aisha Bowe, former NASA rocket scientist and trailblazing entrepreneur. From community college to the cosmos, Aisha shares her incredible journey and the challenges she faced along the way.** 
 **Key Highlights:** 
 - **Breaking Barriers:** Aisha discusses her experiences as a Black woman in NASA and how she navigated a predominantly male field. 
 - **Chasing Dreams:** Learn why Aisha never let naysayers deter her ambitions and how she proved doubters wrong by becoming a rocket scientist. 
 - **Career Shifts:** Why did Aisha leave a secure job at NASA? Discover the motivations behind her bold move to entrepreneurship. 
 - **Innovation in Education:** Aisha introduces "Stem Board" and "StemLingo," her ventures aimed at transforming education through technology. 
 - **Space and Beyond:** Get exclusive insights into Aisha's upcoming journey to space with Blue Origin and her aspirations to make history. 
 - **Personal Insights:** Aisha shares her views on relationships, earnings, and why having a prenup might just be a practical choice. 
 **Join us as we explore Aisha Bowe’s remarkable path from STEM student to space traveler, and gather invaluable lessons on perseverance, leadership, and innovation.** 
 **Don't forget to like, subscribe, and ring the bell for more updates on how the movers and shakers of today are crafting the landscape of tomorrow.** 
 #EarnYourLeisure #AishaBowe #WomenInSTEM #RocketScientist #SpaceTravel #BlueOrigin #Entrepreneurship #STEMEducation #Innovation #Leadership #CareerAdvice #SpaceExploration

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EYL #286 Community College to NASA Rocket Scientist: Aisha Bowe on Going to Space on Jeff Bezos Rocket & STEM

In this empowering clip of Market Mondays, joining hosts Rashad Bilal and Troy Millings is finance guru Ian Dunlap. Together, they dive deep into the pervasive issue of debt that plagues many American households. From discussing the startling realities of wedding expenses, mortgages, car payments, and student loans, they bring clarity to the financial hardships faced by millions. 
 

Cliff Notes: Why The Stock Market Goes Down Every September

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