Did I Achieve My Financial Goals For 2019? Surviving One Of The Hardest Years Of My Life

https://www.youtube.com/watch?v=hzuflTf2apQ

At the end of 2018 I set my financial goals for 2019. Did I achieve those financial goals? In short - no. Here are some of the obstacles that came up for me in 2019 and how I survived one of the hardest years of my life.

0:00 - Introduction0:37 - Recap of my goals for 20191:06 - Context around why my 2019 started so tough3:05 - I took meaningful steps towards my goals4:22 - The start of 2019 I was living with my dad5:40 - The biggest issue I had in 2019: Cash flow issues8:09 - When things really started to change for me10:35 - Getting a job13:25 - I SURVIVED 2019!!!

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My Financial Goals For 2019 (Recorded 2018)

My Financial Goals For 2020 - Achieving Financial Freedom…Again

Transcription:

Ryan 0:00at the end of 2018 i sat down with

simon everingham the buyer's agent from pumped on property and talked about what my financial goals were for 2019 so i'll link out to that down below but in this episode i want to talk about how i went with those financial goals in 2019 did i achieve them if so how did i achieve them if i didn't achieve them why didn't i achieve them hey i'm ryan from onproperty helping you achieve financial freedom and when i sat down with simon about a year ago today we were talking about our financial goals and what we had planned for 2019 now simon was just buying a property at that time which was his big financial goal and his goals in 2019 was i think to save up another deposit in order to go again and now my position was very different at that time and i really didn't start 2019 from a place of strength which we'll talk about but my goals for 2019 was to get myself out of debt and also to achieve financial freedom again now a bit of context around this it was probably 2016 or maybe 2017 now would have been 2016 or 2015 that i achieved what i call pseudo financial freedom so i had online businesses that were generating me enough income that i didn't really need to worry now i call it pseudo financial freedom because it's not a long term financial freedom that you get from investing in property where you know that as long as the market doesn't crash you're going to be set for life i call it pseudo financial freedom because with internet businesses things change all the time i knew that i would have just a set time period where this would be the case and then i would need to work again but basically back then achieve financial freedom really wasn't happy in life at all in fact suffered with a lot of depression suffered with anxiety and eating disorders and so i thought well rather than chasing the big box and multi building a multimillion dollar business let's actually chase happiness and go about finding happiness and so me my then wife kelly at the time we bought a van did have a van moved into the van with our kids ended up moving out to noosa and living there for a couple of years and hardly working so at the end of 2018 simon was in a really good financial position buying his first property i was kind of in the opposite so i had just not been working on our businesses for a couple of years me and kelly had decided to separate and so just kind of going through that separation and about to move into state so at the same time that that was happening my businesses finally started to move backwards and the income from my businesses was dropping so at the end of 2018 i really wasn't in a very strong financial position and i was actually getting into debt i also had a bunch of investments that went bad over the course of 2018 as well and so all in all i just didn't start 2019 from a place of strength so did i achieve my goals in 2019 of paying off all my debt and achieving financial freedom no i didn't a...