Economist Ed Dolan of the Niskanen Center talks about employer-based health insurance with EconTalk host Russ Roberts. Dolan discusses how unusual it is relative to other countries that so many Americans get their health insurance through their employer and the implications of that phenomenon for the structure of the health insurance market. Dolan explores the drawbacks of this structure and makes the case for what he calls Universal Catastrophic Coverage.

Ed Dolan on Employer-Sponsored Health Insurance

EconTalk: Conversations for the Curious is an award-winning weekly podcast hosted by Russ Roberts of Shalem College in Jerusalem and Stanford's Hoover Institution. The eclectic guest list includes authors, doctors, psychologists, historians, philosophers, economists, and more. Learn how the health care system really works, the serenity that comes from humility, the challenge of interpreting data, how potato chips are made, what it's like to run an upscale Manhattan restaurant, what caused the 2008 financial crisis, the nature of consciousness, and more. EconTalk has been taking the Monday out of Mondays since 2006.  All 900+ episodes are available in the archive. Go to EconTalk.org for transcripts, related resources, and comments.

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If the Wright Brothers could have used AI to guide their decision making, it's almost certain they would never have gotten off the ground. That's because, points out Teppo Felin of Utah State University and Oxford, all the evidence said human flight was impossible. So how and why did the Wrights persevere? Felin explains that the human ability to ignore existing data and evidence is not only our Achilles heel, but also one of our superpowers. Topics include the problems inherent in modeling our brains after computers, and the value of not only data-driven prediction, but also belief-driven experimentation.

When Prediction Is Not Enough (with Teppo Felin)

While religion may play less of a role in many people's lives, rituals--the lifeblood of religion--remain central to the human experience. Listen as Michael Norton of the Harvard Business School explains how and why rituals remain at the center of our lives--they give meaning to life-cycle events and secular holidays, calm our fears, and give us a sense of control when the pressure to perform can otherwise overwhelm us.

Rituals Without Religion (with Michael Norton)

Can you be too happy? Psychologist Adam Mastroianni talks with EconTalk's Russ Roberts about our emotional control systems, which seem to work at bringing both sadness and happiness back to a steady baseline. Too much happiness is--perhaps surprisingly--not necessarily a good thing. They also explore whether our general level of happiness is really related to events in our lives or connected to something much larger than ourselves.

A User's Guide to Our Emotional Thermostat (with Adam Mastroianni)

Listen as Megan McArdle and EconTalk's Russ Roberts use Google's new AI entrant Gemini as the starting point for a discussion about the future of our culture in the shadow of AI bias. They also discuss the tension between rules and discretion in Western society and why the ultimate answer to AI bias can't be found in technology.

What Does "Unbiased" Mean in the Digital World? (with Megan McArdle)

Ahmed Fouad Alkhatib spent much of his childhood in Gaza before becoming an American citizen. He has lost dozens of family members and both his childhood homes in Israel's war in Gaza. But he hasn't lost hope for peace and the future of the Palestinian people. Listen as he describes the reality of life in Gaza under Hamas rule, and what he believes most Gazans think of Hamas. He also shares his thoughts on how to save Israel's hostages, and how Palestinians can thrive once the war is over.

Ed Dolan on Employer-Sponsored Health Insurance

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