Bosomnotfo lababacwaningi bemabhuku (Acturialist) bavame kubuyeketa emabhuku etimphesheni tembuso njalo ngemuva kweminyaka lemitsatsatfu. Batsite nabacwaninga lamabhuku emphesheni yetisebenti tembuso kulomnyaka batfola kutsi kumele babeke indlela yekucedza emandla tisebenti tahulumeni letifisa kutsatsa umhlalaphasi sikhatsi singakafiki (early retirement) ngekungeta emaphesenti kute kube luswatana nje lekutsi ingatsatfwa lemali kungakafiki umnyaka lofanele. Simeme somnotfo Owen Nkomo lovela enkapani iNkunzi Wealth Investment Group.