Of course, my favorite answer is, it depends! But hardly is that ever a satisfying answer. So in this episode, we start with three ways to tell if you cannot out budget debt. As a solution-oriented person you know I had to lay out five ways to actually out budget debt.  

Not to mention I go over two major scams going around this holiday season that you should be aware of. Because who has time to lose money to a scammer while trying to get out of debt?!

Happy Budgeting!