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Contact Trent: [email protected]

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2. Look at your past trends

 - per capita giving

 - growth or decline patterns

3. Ask, do people in my church know our church's vision and priorities?

4. Expect insurances to increase significantly

 - health insurance

 - facility insurance and umbrella coverage

5. Speak truthfully regarding items in your budget.

6. Recognize the value of people

 - a smaller, well compensated staff will accomplish more than a larger poorly compensated staff.

 - well-compensated does not always mean full-time

 - stipends are more common approach  than ever before

7. Be a tithing church

 - give in the same measure or better than you expect.

8. Unused space is more costly than ever; plan to use your space creatively.

9. Put something in a fund to provide for long-term maintenance issues.

10. Pray some more!