The holiday season doesn’t have to mean a fun December followed by a broke January. In this episode of the Finance4Families Podcast, host Linda Mak shares practical steps to start saving for Christmas now so you can enjoy a guilt-free, debt-free holiday.

Learn how to:

✅ Set up a simple “Christmas Fund” and budget early

✅ Shop smart and embrace creative gifting

✅ Enjoy low-cost family activities that make lasting memories

Take the stress out of the season and give your family the gift of financial peace this Christmas.