In this episode, we ask:

How Does Cash Value grow on a guaranteed basis? Follow along below:

Pay One Lump Sum ($138,000)… funds it for 5 years!

Then in year 8 Reduce Pay Up and the cash value continues growing.

Of course, you might not want to fully fund this policy (as seen above for life) – instead you might follow this course of action: Fully fund the policy for 10 years then pay minimally until year 20, then reduce pay up your policy:

All guarantees are based on the claims-paying ability of the insurer. Dividends are not guaranteed.

These are not complete illustrations, but general information. They do not include the load costs or surrender charges which may or may not be included in the images above. All guarantees are based on the claims-paying ability of the insurer. Dividends are not guaranteed. 

 Please review a full contract and illustration for details when considering this for your situation.