Jesse Cramer talks about estate planning
Episode 2287: Estate Planning 101 by Jesse Cramer
Jesse started The Best Interest in 2018. He was a mechanical engineer by day, working on satellite telescopes. But his passion was to help people improve their personal finances. 
He began writing to "learn in public," to help people, and to add genuine signal to an otherwise noisy Internet. 
Fast forward to now. So much has changed.  
-The Best Interest was nominated for 2022 "Personal Finance Blog of the Year"  
-Jesse has been on CNBC, MSN, the Motley Fool, Yahoo Finance, and more. 
-Jesse created a book with 30 other personal finance experts contributing a chapter each.  
-And Jesse left engineering. He now works for a fiduciary wealth management firm with one important mission: helping people achieve their financial goals. 
The original post is located here: https://bestinterest.blog/estate-planning-101/
 Visit Me Online at OLDPodcast.com
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2287: Estate Planning 101 by Jesse Cramer

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Episode 2694:
Laura Gariepy, through her collaboration with WomenWhoMoney.com, offers practical and actionable strategies for individuals dealing with the complexities of budgeting on a variable income. Her guidance illuminates a path toward financial stability by focusing on essential expenses, optimizing savings, and strategic account management, proving that with the right approach, managing fluctuating finances can lead to successful budgeting and peace of mind.
Read along with the original article(s) here: https://womenwhomoney.com/budget-variable-income/
Quotes to ponder:
"Successful use of a budget gets your money working for you so you can attain your financial goals."
"Improperly managed variable income can lead to severe financial stress. However, by working through the steps in this article, you can find stability using a budget."
"Knowing both your real bottom line or threshold and your preferred bottom line will establish (and maintain) financial priorities."
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2694: How Do I Budget with a Variable Income? by Laura Gariepy of Women Who Money on Personal Financial Planning

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 2693:
Jacob Lund Fisker of EarlyRetirementExtreme.com guides us through the delicate process of aligning your partner with your frugal lifestyle and early retirement dreams. He offers practical tips on leading by example, demonstrating the benefits through your actions, and smartly navigating conversations to inspire a mutual journey toward financial independence.
Read along with the original article(s) here: http://earlyretirementextreme.com/how-do-i-get-my-spouse-to-go-along-with-my-frugal-plans.html
Quotes to ponder:
"The first and most important thing is that a person sounds a whole lot smarter and more intelligent when you agree with what the person is saying."
"Most people (and especially children) will follow your example rather than your suggestions."
"If you want your spouse to adopt some change, another thing to try is to find something they are familiar with."
Episode references:
Tumbleweed Houses: https://www.tumbleweedhouses.com/
The concept of Freecycling: https://www.freecycle.org/
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2693: How Do I Get My Spouse To Go Along With My Frugal Plans? By Jacob Lund Fisker on Marriage & Financial Planning

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Episode 2692:
Paula Pant from AffordAnything.com shares her journey from celebrating a 77% savings rate to realizing its limited value in achieving financial freedom. Through a detailed analysis, she illustrates the importance of distinguishing between savings for deferred spending and investing for wealth growth, urging readers to focus on investing rates over savings rates for true financial independence.
Read along with the original article(s) here: https://affordanything.com/77-savings-rate-means-nothing/
Quotes to ponder:
"Savings is money that you’re setting aside for the future. Which means that “savings” is deferred spending."
"Savings won’t bring you financial freedom. Investing will."
“Investing,” on the other hand, allows you to supercharge your net worth."
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2692: Why My 77 Percent Savings Rate Means Nothing by Paula Pant of Afford Anything on FIRE & Early Retirement

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Episode 2691:
Mark Dennis of FinancialFinesse.com sheds light on the complexities of borrowing from your 401(k). He outlines the seductive ease of tapping into retirement savings for immediate financial needs but cautions against the long-term repercussions such actions may have on one's financial health and retirement planning. Dennis meticulously explores the benefits and pitfalls, emphasizing smarter alternatives to safeguard one’s financial future.
Read along with the original article(s) here: https://www.financialfinesse.com/2017/10/23/is-it-ever-ok-to-borrow-from-your-401k/
Quotes to ponder:
"Plundering our retirement piggy banks can be tempting when a financial emergency arises, but this type of short-term fix may have some long-term consequences that are more expensive than we realize."
"Once you dip into your retirement stash and use it to relieve some type of financial pain, you can begin to slide down a slippery financial behavior slope."
"Bottom line: make sure you have carefully considered all other alternatives before you undo much of the hard work you have already invested in growing your retirement nest egg."
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2691: Is It Ever OK To Borrow From Your 401K? by Mark Dennis of Financial Finesse on Retirement Planning

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Episode 2690:
Dr. Margaret Rutherford's enlightening article sheds light on the profound importance of apologies in strengthening marriages. By navigating through the common pitfalls of a bad apology, Rutherford emphasizes how genuine apologies foster integrity, build trust, and maintain mutual respect between partners, serving as a vital component for a healthy and enduring relationship.
Read along with the original article(s) here: https://drmargaretrutherford.com/three-vital-reasons-to-say-im-sorry-in-your-marriage/
Quotes to ponder:
"Love means you say you’re sorry and you mean it. Sincerely."
"Saying you’re sorry means that you recognize your behavior has an impact on those around you."
"It’s a gift that reflects your integrity."
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2287: Estate Planning 101 by Jesse Cramer

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