California officials just gave State Farm the green light to hike your insurance rates by up to 38%, and it took them mere HOURS to approve. Is anyone surprised when government regulators move at lightning speed to help corporations instead of consumers? This episode exposes how Insurance Commissioner Lara fast-tracked massive rate increases affecting over a million homeowners and renters while refusing to be interviewed about his decision. We break down the cozy relationship between regulators and the industry they're supposed to oversee, and how a system designed to 'protect' consumers consistently leaves them holding an empty bag and a bigger bill. Is this evidence of regulatory capture or just another example of bureaucratic incompetence? Either way, taxpayers lose again. Subscribe now for more exposés on government failures that directly impact your wallet, and share this video to help others understand how the system is rigged against everyday citizens.