Welcome back to the Property Challenge Podcast with me, Terrica Lynn Smith. If purchase prices are scaring you off, it’s time to simplify the math and make your first move. I break down how to use a basic mortgage calculator, compare mortgage vs. rent, and why a 4-plex house hack can fast-track you into ownership with FHA/USDA/conventional options. We’re choosing faith over fear and running the play.

You’ll learn:

• How to convert a big purchase price into a monthly payment you can plan around
• A starter framework for estimating expenses and cash flow
• The 4-plex strategy: live in one unit, rent the other three
• Why action + accountability beat information overload

Listen/Follow:

• Spotify: https://open.spotify.com/show/4SqljVgYSI2caCxeU4YmKB?si=8ce654b41b714f16
• YouTube Channel: https://www.youtube.com/@PropertyChallengePodcast
• TikTok: https://www.tiktok.com/@propertychallenge?is_from_webapp=1&sender_device=pc

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Join the Protégé Community for live coaching, underwriting feedback, and accountability: https://investorcircles.com

Like, subscribe, and share this with three people who are ready to turn big numbers into a simple plan. Let’s go.

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