01:21 Fidelity is now including annuity recommendations in their marketing efforts, reflecting a shift towards a more well-rounded retirement approach. 05:47 Fidelity is promoting annuities as a competitive advantage in providing guaranteed income and reducing financial pressure for retirement. 08:47 Annuities are highlighted by Fidelity as a tool to boost retirement savings, manage market volatility, and provide a dependable future income source. 10:19 Fidelity offers various types of annuities with benefits such as tax deferral, guaranteed income, and principal protection to cater to different retirement needs. 12:42 Fidelity's comprehensive approach to financial planning involves considering annuities as a hands-off option for predictable guaranteed income, highlighting a shift towards holistic planning. 14:49 While Fidelity offers annuities, independent advisors may have more competitive options available, emphasizing the importance of exploring different sources for financial products.