The importance of choosing a financial adviser wisely can not be emphasized enough, and Clark has even more proof. Learn what to avoid, and when & how to hire a real financial planner. Also, the ongoing labor shortage is leading to adaptive innovations by American companies. Clark discusses manufacturing and automation as businesses adjust to labor force conditions - and what these changes will look like for consumers.

Financial Advisers: Segment 1

Ask Clark: Segment 2

Labor Shortage Adaptations: Segment 3

Ask Clark: Segment 4


Mentioned on the show:

Choice of Financial Adviser Can Dramatically Affect Retirement Savings

What Is a Fiduciary Financial Advisor and Do I Need One?

Will the Real Financial Planners Please Stand Up?

Clark.com - STREAMING TV

Meet the Army of Robots Coming to Fill In for Scarce Workers - The Wall Street Journal.

How to Deal With Medical Debt

Turo: 5 Things To Know About the Cheap Car Rental Service


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Episode transcripts

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Consumer Action Center Free Helpline: 636-492-5275


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11.15.22  FIDUCIARY OR BUST  /   Automation Meets The Labor Shortage

Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.

Business

Investing

Careers

Management & Marketing

Business News

Shopping

Entrepreneurship

Clark recently talked about GM selling off driving data to auto insurers, and 2 of his predictions about this have now come true. That update plus - another invasion of privacy by the insurance industry has come to light, this time impacting homeowners. Also today, college costs continue to skyrocket. Clark explains how this has come about, and what today’s students can do about it.

Insurance Spies: Segment 1

Ask Clark: Segment 2

College Costs: Segment 3

Ask Clark: Segment 4


Mentioned on the show:

GM faces 2nd lawsuit over driver data collection without consent - from Detroit Free Press

Insurance companies are using aerial images of homes as a tool to ditch properties seen as higher risk

Predatory Lending: How to Avoid, Examples and Protections

Should I Keep My Old Car or Buy a New Car?

The Average Vehicle Age in America

Some Colleges Will Soon Charge $100,000 a Year. How Did This Happen?

College will cost up to $95,000 this fall. Schools say it's OK, financial aid can numb sticker shock

Biden seeks student debt relief for millions

How Do Student Loans Work? 7 Things to Know

How To Open a Roth IRA

Amazon “Prime Visa” Card Review: 5% Back for Amazon Prime Members

A better way to book with points

Best Rewards Credit Cards: Top Picks for 2024

Best 2% Cash Back Credit Cards: 8 Options in 2024


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!
Clark.com resources

Episode transcripts

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Consumer Action Center Free Helpline: 636-492-5275


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04.22.24  Insurance Invasion Of Privacy   /   College Tuition Costs

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Speaking of Fridays - working hard or hardly working? There’s a trend of workers cutting out early on Fridays, and it’s not necessarily a bad thing. 


Clark Stinks: Segments 1 & 2

Flexible Fridays!: Segment 3

Ask Clark: Segment 4


Mentioned on the show:

Clark.com - TIRES

The Basics of Municipal Bonds


Travel Archives - Clark Howard / 

Travel Archives - Clark Deals

We’re Working Less on Fridays, and That’s OK - The Wall Street Journal.

Guide to 529 Plans, Saving for College and Financial Aid

Rollovers From a 529 Plan to Roth IRA: What to Know

Balanced Fund: Definition, Investment Mix, Examples


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!
Clark.com resources

Episode transcripts

Community.Clark.com

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Consumer Action Center Free Helpline: 636-492-5275


Learn more about your ad choices: megaphone.fm/adchoices
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04.19.24   Clark Answers His Critics on Clark Stinks  /   Flexible Fridays

Dollar stores and other discounters are reconfiguring. Clark clears media confusion surrounding closures and discusses what makes some discount retail operations more successful than others. Also - If you want job stability with a pension, this job sector wants you!

Dollar Store Closures: Segment 1

Ask Clark: Segment 2

Who Offers A Pension?: Segment 3

Ask Clark: Segment 4


Mentioned on the show:

Dollar stores are shutting down across America. They did this to themselves

99 Cents Only Stores to close all 371 spots in 'extremely difficult decision,' CEO says - USA TODAY

Dollar Tree Raises Max Price to $7: Which Items Will Cost More?

Clark Howard's 5 Money Tips for Couples

How to Freeze Your Child's Credit

Research shows federal workers are effective and committed, not subversive — The Conversation

[The Washington Post] The government has a workforce crisis. One of its best-kept secrets can fix it.

Portfolio Lender: Meaning, Overview, Pros and Cons


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!
Clark.com resources

Episode transcripts

Community.Clark.com

Clark.com daily money newsletter


Consumer Action Center Free Helpline: 636-492-5275


Learn more about your ad choices: megaphone.fm/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices

04.18.24  Discounters & Dollar Stores  /  New Career Considerations

Clark updates EV deals with Tesla now in the mix. Also, what to know about digital wallet options including Paze, a new entry from the big banks.

Tesla Deals: Segment 1

Ask Clark: Segment 2

Digital Wallets: Segment 3

Ask Clark: Segment 4


Mentioned on the show:

What’s wrong with Tesla?

[The Washington Post] Ready or not, self-driving semi-trucks are coming to America’s highways

Should You Take Your Pension in a Lump Sum or Monthly Payments?

Pension Benefit Guaranty Corporation: Home Page

Best Secured Credit Cards for 2024: Top Picks for Building or Repairing Credit

The Family Digital Wallet Is A $26 Billion Deposit Opportunity For Banks

NYTimes: The Youths Have Spoken: Wallets Are Lame. Go Digital.

Millions of small businesses have a new reporting requirement. Here's what to know.

Bogleheads Investing Advice and Info


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!
Clark.com resources

Episode transcripts

Community.Clark.com

Clark.com daily money newsletter


Consumer Action Center Free Helpline: 636-492-5275


Learn more about your ad choices: megaphone.fm/adchoices
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04.17.24  EV Deals Now Include Tesla  /  The Digital Wallet Option

Often at checkouts, we’re asked to donate to a cause by rounding up our payment or contributing one dollar. How do you decide when to give? Also, as a result of giant hospital systems buying up practices, you may be charged a significant “facility fee” at doctors appointments. Be ready by asking the right question in advance. Plus, out-of-network charges are being manipulated by private equity, costing patients more.

Checkout Charity: Segment 1

Ask Clark: Segment 2

Medical Facility Fees: Segment 3

Ask Clark: Segment 4


Mentioned on the show:

How To Choose the Best Charities for Your Donations

What's the Best Way To Donate to a Charity?

That spare change you donate at checkout is adding up to millions for charities

A Simple Trick To Paying Off Your Credit Card Faster

How To Open a Roth IRA


This Small U.S. City Was Just Named the Best Place to Retire With No Savings.

The Best Places to Retire in the World

Hospitals Are Adding Billions in ‘Facility’ Fees for Routine Care - The WSJ

NYTimes: In Battle Over Health Care Costs, Private Equity Plays Both Sides

NYTimes: Health Insurers’ Lucrative, Little-Known Alliance: 5 Takeaways

NYTimes: Insurers Reap Hidden Fees by Slashing Payments. You May Get the Bill.

What Is a Backdoor Roth IRA?

CarEdge | Buy, Sell, and Protect New & Used Cars - CarEdge


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!
Clark.com resources

Episode transcripts

Community.Clark.com

Clark.com daily money newsletter


Consumer Action Center Free Helpline: 636-492-5275


Learn more about your ad choices: megaphone.fm/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices

11.15.22 FIDUCIARY OR BUST / Automation Meets The Labor Shortage

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