This sermon presents a biblically grounded, practical case for prioritizing retirement savings as a form of faithful stewardship, emphasizing that planning for the future is not a lack of trust in God's provision but a responsible use of the resources He provides through labor and wisdom. Drawing from key Scripture passages—Matthew 25's parables of the wise and foolish virgins and the talents, 1 Timothy 5:8 on caring for one's household, and Ecclesiastes 7:11–12 on wisdom and wealth—the preacher illustrates that financial foresight, investing, and disciplined saving are consistent with biblical principles of prudence, responsibility, and care for others. The central teaching is that consistently investing 15% of one's income in tax-advantaged accounts, particularly through diversified growth stock mutual funds, can yield a sustainable, lifelong income through compound growth, with historical evidence showing the stock market's long-term reliability despite short-term volatility. The message is especially urgent for younger listeners, who can leverage time to build substantial wealth with modest contributions, while older individuals are encouraged not to despair, as meaningful progress is still possible with disciplined action. Ultimately, the sermon calls believers to view retirement planning not as a worldly pursuit but as a spiritual discipline of faithfulness, preparation, and love for family and future generations.