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In this episode of The Business Breakfast, I speak to Francisco Cruzat, entrepreneur and Chief Development Manager at Big Data Scoring, a company that uses a cloud-based solution to help fintechs and banks create an accurate profile of a clients payment behaviour. 

We discuss the way that data is collected, the multiple types of data and why this information is so crucial in the development of fintechs and banks as well as the ability to create data for a business model for certain profile groups.

We also discuss the example of Nubank a fintech that revolutionalised the way that people bank  and gain credit which accrues 1 million new checking accounts every month.

Francisco is also the founding member of Nexcar, a car hire service that charges a monthly fee for clients to rent a car over the medium to long term. You can find out more about Francisco via the links below:

https://nexcar.cl/
https://www.bigdatascoring.com/
https://www.linkedin.com/in/francisco-cruzat-3364a53/

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