Thanks for reading History Lessons for the Modern Investor! Subscribe for free to receive new posts and support my work.

Download 10 Things About Patrick HereOn November 12, 1637, René Descartes shook up science, philosophy, and the entire practice of clear thinking with his Discourse on the Method. In this episode of “History Lessons for the Modern Investor,” we break down how Descartes’ strategy of doubt and evidence-based reasoning helps you dodge hype, tackle big challenges, and rethink everything you thought you knew about smart decision making.In this video, you’ll discover:✅ Why healthy doubt isn’t paralysis—it’s the starting line for better investing✅ How breaking problems into smaller pieces helps you cut through complex choices✅ Why demanding real proof (not just stories or data dressed up as certainty) is a timeless edge✅ The value of rebuilding your frameworks as the world changes—because last year’s certainty might be this year’s riskWhether you’re investing, running a business, or just facing everyday noise, Descartes’ method gives you tools to challenge your assumptions, sidestep groupthink, and build your plan on what you can see and verify—and nothing less.👇 Watch the full episode for practical, time-tested strategies—and hit subscribe for more history-backed insights every week!Thanks for watching 🧠 Disciplined Thinking & Doubt: Investing Lessons from French Philosophy#HistoryLessons #Investing #Descartes #CriticalThinking #FinancialWisdom #WeeklyBriefing

Thanks for reading History Lessons for the Modern Investor! This post is public so feel free to share it.

The Mulligan Rule of Retirement: Seven Mistakes You Can Fix

Kiplinger’s latest piece on the “Mulligan Rule of Retirement” explores the idea that even after making a financial misstep in retirement, there are more “do-overs” available than most realize. The article walks through seven common retirement errors—from claiming Social Security or Medicare the wrong way, to flawed withdrawal strategies, early retirement missteps, annuity regrets, forgotten beneficiaries, and missed RMDs—and details the avenues for correction or adjustment in each case. Examples include being able to re-do Social Security if you act within one year, switching Medicare plans during open enrollment, making withdrawals penalty-free under certain circumstances, or updating beneficiaries and making up missed RMDs with minimal hassle.

As I shared with Kiplinger, the pace of life (and markets) means we all take the occasional rough swing—sometimes with lasting repercussions. But the good news? Many retirement mistakes actually come with an “undo” option—if you know where to look, are willing to act, and keep your bearings as things shift. “Retirement do-overs are more common and valuable than many realize. Life and markets change fast, but the good news is that there are real ways retirees and pre-retirees can hit the ‘reset’ button, sidestep major mistakes or tweak their plans in light of new information... There’s no rule against changing your withdrawal rate as life and markets evolve; annual do-overs are just smart planning. These designations [beneficiaries] can be updated nearly any time. And doing so ensures assets actually go to the right people, avoiding the heartbreak of a hard-to-undo slip.”

Bottom line:

The real key is flexibility: retirement mistakes are common, but knowing how (and when) to take a “correction shot” can keep your financial plan on course—even if your first swing goes awry. Successful retirees don’t expect perfection; they learn, adapt, and take advantage of the rules that let them recover.

This episode is sponsored by Victory Independent Planning. Ready to take the stress out of your retirement? At Victory Independent Planning, we put you on the right trajectory with our exclusive VIP Retirement Glidepath™️!

Schedule an assessment now: CLICK HERE

🎯Patrick Huey is a small business owner and the author of three books on history and finance as well as the fictional work Hell: A Novel. As owner of Victory Independent Planning, LLC, Patrick works with families and non-profit organizations. He is a CERTIFIED FINANCIAL PLANNER™ professional, Chartered Advisor in Philanthropy®, and an Accredited Tax Preparer. He earned a Bachelor’s degree in History from the University of Pittsburgh and a Master of Business Administration from Arizona State University. Patrick previously served as a Naval Flight Officer from 1996 to 2005, earning the Strike Fighter Air Medal during combat operations and two Navy Achievement Medals. 👉🏻 Reach him at 877-234-8957 or schedule a time NOW.

This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit hl4tmi.substack.com