In this episode, Tim Graham sits down with Louis Velasquez—better known as Lucky—the founder of Finance Better.

From humble beginnings in the slums of Manila to becoming a hedge fund trader and ultimately building one of Australia's standout mortgage broking businesses, Lucky's story is one of grit, resilience, and purpose.

Lucky opens up about:

His journey from hardship to finance – including being homeless as a teen, landing a role at a major bank, and discovering his passion for helping families make smarter financial choices.

Building Finance Better – how he carved out a reputation in a competitive industry by keeping advice simple, relatable, and focused on people, not just numbers.

Lessons in business – the importance of planning for success, hiring to fill gaps, and knowing when to step back and bring in leadership to take things to the next level.

Innovation in finance – how Finance Better is investing in AI and customer experience, creating platforms that help people better manage their loans and portfolios 24/7.

Market insights – his candid take on the 5% deposit scheme, why many first-home buyers may turn into rentvestors, and why he believes Australia is heading into a "super boom" driven by migration, falling rates, and housing undersupply.

This conversation goes beyond policies and products, uncovering the human story behind Lucky's passion for finance and his bold predictions for the property market.

Where to connect with Lucky:

Website: financebetter.com.au

Instagram: @_luckyvelasquez