The verdict for the Christmas season is in and...not good. Consumers wanted to spend. They tried to spend. They couldn't spend, not what they wanted or retailers needed. Americans simply don't have enough funds and so the downturn marches on. 

Eurodollar University's conversation with Steve Van Metre

Signet Jewelers Announces Holiday Sales Results
https://www.signetjewelers.com/investors/financial-news-releases/financial-news-release/2025/Signet-Jewelers-Announces-Holiday-Sales-Results/default.aspx

Americans Are Spending Less On Streaming Services – Here’s Why
https://9meters.com/entertainment/streaming/americans-are-on-average-spending-less-on-streaming-services-in-2024-compared-to-the-previous-year

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