Jess Chua with Budgets Are Sexy talks about how acne made her more frugal
Episode 2329: How Acne Made Me More Frugal by Jess Chua on Good Spending Habits
J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys.
He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later!
The original post is located here: https://budgetsaresexy.com/how-acne-made-me-more-frugal/
 Visit Me Online at OLDPodcast.com 
Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily
Learn more about your ad choices. Visit megaphone.fm/adchoices

2329: How Acne Made Me More Frugal by Jess Chua on Good Spending Habits

Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.

Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of financial tips; it’s a daily companion that guides you towards financial freedom and savvy money management, all delivered with Diania's trademark enthusiasm and expertise.

Listen now, and become an OLD friend--your optimal life awaits...

Education

Training

Language Courses

Higher Education

K-12

Educational Technology

Business

Investing

Careers

Management & Marketing

Business News

Shopping

Self-Improvement

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 2702:
Chris from KeepThrifty.com shares his journey of trading the pursuit of financial freedom for a one-year mini-retirement to spend quality time with his children. Despite the financial setbacks, he values this period as an invaluable investment in family life, illustrating that sometimes, life's best returns come from the heart, not the bank.
Read along with the original article(s) here: https://www.keepthrifty.com/trade-financial-freedom-mini-retirement/
Quotes to ponder:
"Who doesn’t want financial freedom? Getting to the point that your passive income can cover your expenses buys you opportunities and time in a way that most people can’t imagine."
"Despite the allure, I took an active step away from financial freedom this year, choosing to delay my freedom date by over 2 years."
"Trading twenty-seven months of financial freedom for fourteen months of mini-retirement now seems like a pretty good deal when you put our life situation in context."
Learn more about your ad choices. Visit megaphone.fm/adchoices

2702: Trading Financial Freedom for Mini-Retirement by Chris of Keep Thifty on FIRE Lifestyle & Sabbaticals

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 2701:
Philip Taylor of PTMoney.com shares invaluable insights on becoming the master of your financial destiny. He emphasizes that personal finance expertise doesn't necessarily require formal qualifications like a CPA or CFP but instead advocates for self-education and proactive financial management tailored to your unique circumstances.
Read along with the original article(s) here: https://ptmoney.com/becoming-your-own-financial-expert/
Quotes to ponder:
"I simply share my story with money - the good, the bad, and the ugly."
"Only by becoming your expert can you appropriately decipher the financial headlines of the day."
"The secret is three-fold as I see it: only you know the detailed ins and outs of your financial situation, no one cares more about your money than you, and all you need to do is keep learning and try new things!"
Episode references:
The Making of an Expert: https://hbr.org/2007/07/the-making-of-an-expert
The Automatic Millionaire: https://www.amazon.com/Automatic-Millionaire-Powerful-One-Step-Finish/dp/0767923820
Learn more about your ad choices. Visit megaphone.fm/adchoices

2701: The Secret to Becoming Your Own Financial Expert by Philip Taylor of PT Money on Money Freedom

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 2700:
Explore strategic financial management through Kalen Bruce’s insightful guidance on taking control of your finances. Bruce emphasizes the importance of understanding cash flow, setting realistic goals, and investing wisely to build a prosperous future. His approach demystifies financial planning, making it accessible and actionable for anyone seeking to enhance their financial stability.
Read along with the original article(s) here: https://moneyminiblog.com/budgeting/10-ways-to-take-control-of-your-finances/
Quotes to ponder:
"Being in control of your finances helps you make valuable decisions regarding your finances and it helps you spend less than you earn."
"Never make money your stress button; it can be your happy button."
"Knowledge and patience are the keys to success."
Episode references:
Money Tracking Took: What We Recommend
Learn more about your ad choices. Visit megaphone.fm/adchoices

2700: 10 Ways to Take Control of Your Finances by Kalen Bruce of Money Mini Blog on Financial Independence

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 2699:
Nick Maggiulli's article, "Your Greatest Asset is YOU," reveals that the most valuable financial asset you possess isn't your bank account or investments, but rather your human capital. When wisely managed and invested, this wealth of personal skills and knowledge can yield greater long-term financial returns than traditional investments.
Read along with the original article(s) here: https://ofdollarsanddata.com/your-greatest-asset-is-you/
Quotes to ponder:
"Your human capital can be considered an asset that you use to earn money."
"Each year you work reduces the present value of your human capital."
"By saving and investing, you are rebuilding yourself as a financial asset equivalent that can provide you with income when you no longer work."
Learn more about your ad choices. Visit megaphone.fm/adchoices

2699: Your Greatest Asset is YOU by Nick Maggiulli of Of Dollars and Data on Personal Growth & Development

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 2698:
Join Shirley from DaringLiving.com as she delves into the transformative journey of overcoming fear. In this enlightening episode, she shares practical steps and powerful insights that help shift the perspective on fear, offering ways to turn it from a crippling force into a guiding one. Discover how to embrace and harness your fears to lead a more courageous and fulfilling life.
Read along with the original article(s) here: https://daringliving.com/how-to-overcome-fear/
Quotes to ponder:
"Fear is simply a feeling. When we feel fear, we create our definition and meaning about why we’re afraid."
"Instead of defaulting to a negative thought/story for yourself, you can purposefully create deliberate, more empowering thoughts for that feeling."
"If you feel afraid, you can justify your feeling by saying 'I am excited about this' instead. This will change your entire story and thoughts about the situation."
Learn more about your ad choices. Visit megaphone.fm/adchoices

2329: How Acne Made Me More Frugal by Jess Chua on Good Spending Habits

Download our free app to listen on your phone