It’s the biggest expense in many household budgets, and mortgage interest rates are on the move again.

The Reserve Bank has not changed its official cash rate in over a year, but a competition war has broken out in recent months between lenders looking to attract new borrowers – with some offering so-called “cash back” offers of up to $5000.

Today on Please Explain, personal finance editor John Collette joins Jess Irvine to discuss how mortgage holders could score themselves a better deal.

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How the mortgage war for your home loan is heating up

The Morning Edition (formerly Please Explain) brings you the story behind the story with the best journalists in Australia. Join host Samantha Selinger-Morris from the newsrooms of The Sydney Morning Herald and The Age, weekdays from 5am.

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After more than a decade of weakening strategic resolve under the Obama and Trump administrations, the United States is showing signs of re-emerging as an indispensable power to the world.
The United States helped to curtail broader conflict in the Middle East by rallying a coordinated response to Iran’s attack on Israel, and passed a 95 billion dollar aid package for Ukraine, Israel and Taiwan.
This willingness to again embrace its role as the gamekeeper and gardener of the international order comes after years of miscalculations that served only to embolden the world’s autocrats and their ambitions.
Today, international editor Peter Hartcher on three key positions taken by the United States and what this may mean for its allies and the world order. Subscribe to The Age & SMH: https://subscribe.smh.com.au/ See omnystudio.com/listener for privacy information.

Peter Hartcher on how the US finally re-emerged as an 'indispensable power'

Earlier this week, the woman at the centre of the mushroom deaths case that captured the attention of the country, attended court for the second time.
Erin Patterson was arrested and charged in November last year with three counts of murder and five counts of attempted murder in the small-town Victorian case tracked around the world.
Legal teams are now focusing their efforts on the timing and location for a committal hearing, which could be impacted by a request from Patterson’s legal team to have the case tested in front of her peers in a local court.
Patterson has already spent five months in custody, and may spend many more waiting for a hearing that could be pushed out to 2025.
Today, crime and justice reporter Erin Pearson on everything we know so far, and what we can expect next. Subscribe to The Age & SMH: https://subscribe.smh.com.au/ See omnystudio.com/listener for privacy information.

Why accused killer mushroom cook doesn't want case heard in Melbourne

After seven months of war in the Middle East, the world again held its breath when news emerged that Israel had struck inside Iran.
This followed an unprecedented attack by Iran on April 14, when it launched hundreds of missiles and drones at Israeli military targets.
What appeared on Friday to be a major response from Israel, and a signal of potentially a significant escalation in the region, then gave way to conflicting reports and confusion.
So what actually occurred, and what might happen from here?
Today, digital foreign editor Chris Zappone on the history of tension between Iran and Israel, a proxy war, and what both sides seek to gain from conflict. Subscribe to The Age & SMH: https://subscribe.smh.com.au/ See omnystudio.com/listener for privacy information.

Missile strikes, confusion and tension: What’s happening between Israel and Iran?

Last week, Donald Trump became the first current or former US president to face a criminal trial, charged with falsifying business records in an attempt to cover up a payment to porn star Stormy Daniels. Allegations he has denied.
The first hurdle of the trial was jury selection, but finally, a 12-person panel was sworn in.
But it took laborious vetting by the legal teams to get there. Prospective jurors took themselves out of selection because they professed they couldn’t be impartial, while a rigorous survey of candidates included questions such as: Have you ever read the ‘Art of the Deal’ or attended a Proud Boys rally?
Today, US correspondent Farrah Tomazin on the highlights from week one, and what to expect from the next six to eight weeks. Subscribe to The Age & SMH: https://subscribe.smh.com.au/ See omnystudio.com/listener for privacy information.

Lust, power and hush money: In court with Donald Trump

The past week has seen two shocking stabbing attacks by lone actors in Sydney - one in the city’s east, and one in its west. 
Both incidents have horrified the community, but the attack against a Bishop at an Assyrian Christian church on Monday evening has prompted a particularly strong political response. 
These two destabilising events represent a test of Australia’s social cohesion, and a test of our political leaders’ capacity to nurture tolerance within the community at a time of great international tensions. 
Joining Jacqueline Maley to discuss is political correspondent Paul Sakkal, national security correspondent Matthew Knott, and chief political correspondent David Crowe.
Cut through the noise of federal politics with news, views and expert analysis from Jacqueline Maley. Subscribers can sign up to our weekly Inside Politics newsletter here. Subscribe to The Age & SMH: https://subscribe.smh.com.au/ See omnystudio.com/listener for privacy information.

How the mortgage war for your home loan is heating up

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