On this week's podcast episode, Haz was away! So Brooke Cooper, editor at Your Mortgage, stepped in to co-host alongside Dom. Thanks, Brooke, for your very capable stewardship.

As a special guest, we spoke to Denjola Bhutia the director of mortgage brokers Nine Ten Finance about the benefits of non-bank lenders in this current environment. He said there tends to be more flexibility around serviceability buffers, which can be especially useful if you have multiple properties or are looking to grow your portfolio - or just experiencing a bit of crunch despite a good income and good savings.

00:00 - Intro and savings tip, keep repayments the same

02:05 - Non-bank lenders explained

03:20 - APRA buffer

05:45 - Non-bank lending volumes

08:10 - Suitable demographics

09:20 - Brokers

11:15 - APRA buffer again

12:38 - Outro