In this episode, Gary and Christy discuss some practical tips to help make the holiday season enjoyable while keeping the right perspective on money and material wealth.  First, decide what matters most.  Second, mark your calendar with all the holiday events and commitments that you plan to keep.  Third, make a spending plan, taking care to not exceed the disposable income you have available.

Links

• https://www.daveramsey.com/blog/everydollar-christmas-budget-youve-always-wanted
  Consider what was spent last year and set this year’s budget
  Categorize this year’s Christmas budget
  Commit to sticking to it.
• http://freefrombroke.com/how-to-budget-for-christmas-shopping/
• https://www.moneyunder30.com/budget-for-christmas-presents
  Plan
  Opt out of presents
  DIY
  Use gift cards
  Set limits
  Set goals with your spouse / family – be open about your financial situation instead of blindly moving forward like it’s no big deal.
• https://www.stewardship.com/articles/how-much-money-should-you-spend-on-your-kids-this-christmas