Romans 13 presents a compelling vision for how Christians should spend the rest of their lives in light of God's mercy. Paul writes with urgency, reminding believers that the day of Christ's return is approaching, which should transform how we live now. He focuses on three main calls: pay what you owe (especially the continuing debt of love), put off what darkens, and put on Christ.The debt of love is unique—it's the one obligation we can never mark as 'paid in full.' This love extends to everyone we encounter, from difficult family members to strangers who frustrate us. It fulfills God's law not by replacing commandments but by completing their purpose. When we love others, we naturally avoid harming them through theft, adultery, murder, or coveting. Paul also emphasizes the need to wake up from spiritual slumber, casting off deeds of darkness (including both 'party sins' like drunkenness and 'respectable church sins' like jealousy and dissension), and instead putting on the armor of light. Ultimately, we're called to clothe ourselves with Christ himself, cutting off provisions that feed our sinful desires. This isn't about earning God's favor but living differently because we've already received it.