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On November 8, 1895, Wilhelm Röntgen changed the world by revealing what had always been there but had never been seen before—the human skeleton, captured through the first X-ray. This week’s “History Lessons” uncovers how a single late-night discovery not only transformed medicine and science but also delivers timeless wisdom for investors and decision-makers. Sometimes, the most significant risks and opportunities lie hidden beneath the obvious.

In this video, you’ll discover:

✅ Why it’s essential to look for what’s hiding “below the surface” in your portfolio, business, or strategy

✅ How to embrace new breakthroughs without falling for the hype (and the importance of testing before trusting)

✅ That unseen risks can emerge when you least expect them—especially when everyone’s eager for the next big thing

✅ Why careful experimentation, disciplined skepticism, and a willingness to let evidence lead are your best tools for progress

Whether you’re evaluating new tech, rethinking risk, or just want a competitive edge, the story of the X-ray shows: real insight—and real success—comes from digging deeper. 👇 Watch the full episode for actionable, history-backed strategies—and hit subscribe for more every week! #HistoryLessons #Investing #XRays #RiskManagement #Discovery #PortfolioStrategy

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As Seen On: AARP

For anyone thinking about retirement (or already there), the current market reality is hard to ignore: rising prices don’t just hit your grocery bill—they quietly chip away at the real value of your hard-earned savings. The recent AARP article “How to Inflation-Proof Your Nest Egg” spotlights this challenge, and more importantly, lays out a toolkit to help your portfolio hold its own—both now and decades from now.

As I shared with AARP for the piece, the starting point is simple but non-negotiable: recognize that inflation isn’t an abstract line in the news ticker. Over a long retirement, even “normal” inflation can halve your purchasing power—doubling your expenses in as little as 24–30 years, if you don’t plan and adjust. So, what should you actually do?

To keep your retirement savings ahead of rising prices, it’s essential to start by understanding the math of inflation—specifically, by building your financial projections around a long-term assumption of about 3% inflation. This approach balances realism with a margin of safety and helps ensure your dollars won’t fall short in the years that matter most. Next, revisiting your portfolio’s balance becomes crucial. And maximizing your Social Security benefit is another vital lever.

As I told AARP, “Annual reviews and strategic rebalancing make sure you haven’t tilted too far away from stocks or accidentally doubled up on safe assets that fell behind.” Don’t just set your portfolio and forget about it. Adjust as your needs and the economy shift. At the end of the day, protecting your retirement portfolio from inflation is as much about mindset as math. The markets will swing. Inflation will ebb and flow. Your best defense is thoughtful planning—tempered by periodic review, balance, and the willingness to adapt. You can’t control every external variable, but you can control your preparation.

Bottom line: Inflation isn’t just another line item in your retirement plan—it’s an ever-present force shaping how far your money goes. Build a long-term plan that takes inflation seriously and revisit it often. With the right mix of flexibility, discipline, and updated math, your nest egg can weather the headwinds and support you for the long run.

This episode is sponsored by Victory Independent Planning. Ready to take the stress out of your retirement? At Victory Independent Planning, we put you on the right trajectory with our exclusive VIP Retirement Glidepath™️!

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🎯Patrick Huey is a small business owner and the author of three books on history and finance as well as the fictional work Hell: A Novel. As owner of Victory Independent Planning, LLC, Patrick works with families and non-profit organizations. He is a CERTIFIED FINANCIAL PLANNER™ professional, Chartered Advisor in Philanthropy®, and an Accredited Tax Preparer. He earned a Bachelor’s degree in History from the University of Pittsburgh and a Master of Business Administration from Arizona State University. Patrick previously served as a Naval Flight Officer from 1996 to 2005, earning the Strike Fighter Air Medal during combat operations and two Navy Achievement Medals. 👉🏻 Reach him at 877-234-8957 or schedule a time NOW.

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