London Fintech Podcast

London Fintech Podcast episodes:

• 04.18.2024

  LFP249 – Radical Innovation in a Cross-Domain Fashion w/Ani Sane co-founder Terrapay

  One major way of innovating is to move into a domain with transferable and out of the box skills/ideas/technology. This presents obvious opportunities  for radical change yet naturally produces equally obvious challenges. In this episode we look at how 4...

  
• 04.04.2024

  LFP248 – The Challenges of FS/Fintech Boards esp in the 21stC w/Neil Holden Serial FS NED

  The Governance of FS as a whole affects all of our lives as we saw in 2008 let alone in many individual examples of FS/Fintech businesses failing and losing clients money. In our digital age virtually all of our money...

  
• 03.21.2024

  LFP247 – The Long Slow Path To Tech Success, Issues Involved and Moral Choices w/Ruzbeh Bach CEO City Falcon

  The tech world focuses heavily on the “succeed fast or fail fast” model of tech growth. In part this is as VC firms generally have limited life funds and hence cannot handle slower models but is also as the tech...

  
• 03.07.2024

  LFP246: The Crucial Role of Venture Accelerators – NEDs, Advisors, Mentors, Mentors of Mentors, Angels et al – w/Nic Lenz

  The Founder(s) is(are) at the heart of creating something new that literally never existed before.  However they very much do not do this in vacuo needing to entice and hire a team below them but also, less well understood, a...

  
• 02.22.2024

  LFP245 – Fintech in France w/Louis Carbonnier Co-Founder Hokodo

  As always there is a fascinating phenomenon when the globalised world of tech meets the localised worlds of custom, people, rules and regulations. As recently as LFP243 we dived in to the world of tech as a whole in Berlin...

  
• 02.08.2024

  LFP244 – The Use Of Multiple Models Across The Lending Process w/Jerome Le Luel CEO Triver

  In this episode we take the opportunity to talk to one of the most credit risk experienced men in Fintech who has ranged from a dozen years at seminal Capital One through managing Barclay’s £40 bn portfolio, being CRO at...

  
• 01.25.2024

  2024 New Year Special: A Deeeep Dive Into Creativity and Its Importance In Creating a New World not a New Order

  This 2024 New Year Special forms the sixth and final in a series of six (there will be no more) about how technology – and in this episode way wider forces – are changing us directly for the better (read...

  
• 12.28.2023

  LFP243 – The Berlin Tech Scene: A Deep Dive w/Ivan Maryasin CEO Monite

  In this Xmas special we zoom out from Fintech to Tech as a whole in one of Europe’s coolest capitals – Berlin. Ivan is a great person to guide us through the scene having spent many years in the Ur-tech...

  
• 12.14.2023

  LFP242 – Fintech in Saudi Arabia and Collective Savings w/Naif AbuSaida CEO Hakbah

  Saudi Arabia is a country that increasingly confounds stereotypes and expectations – an example being a YouTuber who has visited every country in the world choosing it for his honeymoon. At the same time it has undergone a phenomenal journey...

  
• 11.30.2023

  LFP241 – A Deep Dive Into Alternate Asset Investment via Fintech w/Dan Harman CEO Darksquare

  Why buy alternative assets? Well in extremis what else would you buy?

  
• 11.16.2023

  LFP240 – Mortgage Decisions In Days Or Even Hours Not Weeks w/Stuart Cheetham CEO Mpowered Mortgages

  Back in the 70s getting mortgages took months – there was a mortgage queue (&before techies get over-excited about how “bad” this was it was one of the factors restraining insane bull markets in residential property). Fast forward and the...

  
• 11.02.2023

  LFP239 – The Latest In Payments Tech – Curation Trumps Orchestration? w/Aran Brown CEO Paytrix

  The speed of change is super-rapid and nowhere more than in payments where advance rapidly leapfrogs advance. For the past two years “orchestration” has been The Thing (see eg LFP213 a deep dive into that topic). However now we have...

  
• 10.19.2023

  LFP238 – Global Real Time Payments in 2023 w/Craig Ramsey Head G/R/T/P ACI Worldwide

  The world is quite a large place but who better to cover the situation and trend in real-time payments than Craig Ramsey Head of Global Real Time Payments at ACI Worldwide who process around a billion payments per day with...

  
• 10.05.2023

  LFP237 – Avoiding Operational Challenges in Emerging Markets w/Tosin Eniolorunda CEO Moniepoint

  Scaling any successful technology firm (who can expand so much faster than ~”bricks and mortar” firms) involves considerable challenges. These challenges are only compounded by challenges with surrounding infrastructure which, shall we say, aren’t even around the world. What may...

  
• 09.21.2023

  LFP236 – Making Business Loan Decisions in Minutes w/Chirag Shah CEO Nucleus Commercial Finance

  It was not that long ago that business lending decisions took days, weeks, or even months. This lengthy period – and then need to perhaps apply to multiple banks was a severe challenge for many organisations, many of whom over...

  
• 09.07.2023

  LFP235 – Fintech in China, Super-Apps and Alipay w/Eva Zhang CEO Alipay UK

  Although the title is apparently three-fold re episode topic the Chinese Fintech market is very different from other markets we have touched upon so far and one that we definitely need to dive into. You will have heard of Alipay...

  
• 08.24.2023

  LFP234 – Managing Your Insurance Portfolio w/Goncalo de Vasconcelos CEO RNWL

  Over a decade into the Fintech revolution its a rare episode that covers something entirely fresh and furthermore a show that I end up thinking I should check out downloading the app – and not just me – everyone who...

  
• 08.10.2023

  LFP233 – Radical Innovation in B2C Lending Using Open Banking Data w/Gerald Chappell CEO Abound

  This is a super-rare episode on a fundamentally different way of assessing consumer loan risk so far into the Fintech Age focusing on an area which is bizarrely massively undercovered namely that of utilising Open Banking Data for credit assessment...

  
• 07.27.2023

  LFP232 – Learning from Entrepreneurial/Business Failure, Three Case Studies w/Jovi Overo MD BAAS Unlimit

  This is a very unique (sic) in the long history of the podcast in that I have finally found a guest brave enough and kind enough to talk about the experience of business failure as well as the human journey...

  
• 07.14.2023

  LFP231 – Accelerating Monetary and Banking Change inc Debanking, Gold Repatriation & BRICs Gold Plans w/Mario Innecco

  So rapid is the rate of change in banking and the nature of and control of money right now that today we set a record and have a returning guests a mere 6 months later. Mario (YouTube Channel) first joined...

  
• 06.29.2023

  LFP230 – Islamic Finance, Fintech & Broader Issues for Ethical Investment w/Umer Suleman CRO Wahed

  In this episode we dive not just into the world of Islamic Finance and Fintech but the practical lessons we can learn from the world’s oldest “ethical investment” tradition. In particular in an ever-changing world there is always the need...

  
• 06.15.2023

  LFP229 – Key Themes in US Fintech, Past, Present & Future w/Michael Fanfant Runa Capital

  The next in our geographic coverage series on global Fintech past present and future with a special bonus of a taste of Fintech in Asia as Michael, a former Fintech founder himself turned VC at Runa Capital had just returned from...

  
• 06.01.2023

  LFP228 – Does Regulation Need a Phase Shift? w/Alistair Cotton co-founder Integrated Finance

  Is the structure of regulation in need of refactoring? Do we have a kind of Reg Debt situation – cf Tech Debt – where organic growth has led to complexity, inefficiency and indeed regulations stretched beyond their original purpose? In...

  
• 05.18.2023

  LFP227 – Fintech in the Middle East and North Africa w/Said Murad Partner Global Ventures

  The latest in the LFP’s coverage of Fintech in geographical regions and this fascinating balance between the bottom-up and the top-down, between localisation and globalisation of Fintech. As always when covering vast territories containing many nations,  “regions” contain widely differing...

  
• 05.04.2023

  LFP226 – How To Trade Sell Your Business w/David Genn CEO Goji

  The majority of successful exits for companies are via trade sale (not that given the media hype you’d necessarily imagine it was anything but IPOs). Furthermore the percentage of companies that list on an exchange is falling meaning, that along...

  
• 04.20.2023

  LFP225 – A Case Study in Managing Astronomically Rapid Growth – 5 Years from Startup to Trade Sale w/James Hickman CCO Ecospend

  It is a well-known trope that although failure is a challenge rapid success, though more desirable lol, can be too.  In this episode we dive into the fascinating Case Study of Ecospend who went from startup to trade sale to...

  
• 04.06.2023

  LFP224 – Early Stage Investment & VC Winter or Simply a Correction? w/Ric Schaefer Target Global

  In this episode we discuss VC early stage investment and whether there is a “VC funding winter” as some have called it or whether just a correction. How should early stage founders who want to raise funds maximise their chances...

  
• 03.23.2023

  LFP223 – Fintech in India with Naveen Bindal CEO of Enkash

  Fintech is a Big Thing. India is a vast sub-continent. Naveen Bindal, the co–founder of Enkash which is India‘s largest spend management Fintech, joins us to discuss Fintech in India which was one of the first movers in Fintech worldwide and is...

  
• 03.09.2023

  LFP222 – Share Schemes & Equity Management: Opportunities & Pitfalls for Founders and Employees w/Ifty Nasir CEO Vestd

  There is a real art to how a founder manages his companies equity. If he gives it, or its derivative, share options, away too fast for too little value – whether funding or staff – he will be giving away...

  
• 02.23.2023

  LFP221 – AI/ML: Generative AI, Excess Data, AI-API-isation, Quantum Computing & AI w/Tristan Fletcher CEO ChAI

  AI/ML has been around for a long time but recently hit the headlines with ChatGPT which has broken every tech record in the book for a piece of tech that attracts users faster than any other tech ever. If Generative AI...

  
• 02.09.2023

  LFP220 – Has A Century Of The Federal Reserve and 50 Years Off The Gold Standard Directly Led To Monetary and Social Disaster for the West? w/Mario Innecco (@maneco64)

  Financial Services is all about Finance which is all about money. However almost all FS employees just accept “money” as a thing in the same way they accept gravity. Which is an odd thing if you think about it. Most...

  
• 01.26.2023

  LFP219 – Automating Intelligence Gathering from GCHQ to Scanning 18bn News Articles for Credit/Reg/Biz-Relevance w/Jeremy Annis CEO Ripjar

  Increasing automation is what the tech revolution is about – by definition. In this episode we dive into this topic starting at the highest levels – Government intelligence community quality tech at GCHQ (where Jeremy and his four co-founders had...

  
• 01.12.2023

  2023 New Year Special: Fleeing Plato’s Cave, Escaping the Matrix in Search of Love, Light and Healing

  This 2023 New Year Special forms the fifth is a series of five about how technology is changing us directly and indirectly by empowering tyrants. It is by far the most ambitious, empowering and positive of all suggesting that we use...

  
• 12.21.2022

  LFP218 – The Role of a Chief Legal Officer/General Counsel in Tech Firms w/Harj Gill GC at the LiiV Group

  So yet another fresh topic we haven’t covered so far

  
• 12.08.2022

  LFP217 – Fintech in Central and South America w/Ricardo Josua CEO Pismo

  Ricardo is a Brazilian serial entrepreneur who joins us in this show to give us an overview of the key features of Fintech in Central/Southern (aka Latin) America. The region includes the worlds highest valued neo-bank which has reached an astonishing...

  
• 11.24.2022

  LFP216 – A Guide to Due Diligence: Overview & Looking Good When It Happens To You w/Barr Blanton CEO of Crosslake Technologies

  What actually is due diligence? How does it work and how should you if you find yourselves approaching one best prepare for it? Barr Blanton CEO of Crosslake Technologies, whose strapline is “private equity and management teams trusted advisor for technology”,...

  
• 11.10.2022

  LFP215 – Plugging The Holes In Security Systems With Adaptive AI w/Martin Rehak CEO Resistant.AI

  All sane Fintechs will have a security system to try and keep out as many attacks and fraudulent would be clients. However the nature of the attacks and frauds is getting ever-more hardcore. As Martin says in the show back...

  
• 10.27.2022

  LFP214 – Improving the “Dating and Mating” Process Between Fintechs and Incumbent FS w/Katka Letzing CEO Kickstart Innovation

  Swiss Kickstart Innovation are highly active in enabling deals between Fintechs and incumbent FS – when we recorded the podcast for example they had facilitated an extraordinary 300 negotiations in the prior 10 days. As we haven’t dived for many...

  
• 10.13.2022

  LFP213 – A Deep Dive Into Payment Orchestration, Saving & Generating Money w/Kristian Gjerding CEO Cellpoint Digital

  Payments orchestration is all the rage. But what is it, and amidst all the hype is it all it’s cracked up to be? Good questions and who better to ask than serial entrepreneur Kristian who founded Cellpoint Digital back in...

  
• 09.29.2022

  LFP212 – Fintech in Africa, A Tour D’Horizon w/Gbenga Ajayi Partner QED Investors

  Africa in general narratives is all too often treated – like many matters – as a super-low-res jpeg, more as if it were a place, one which is complex and widely misunderstood, or not even understood. Africa is, of course,...

  
• 09.15.2022

  LFP211 – The Thinking Behind Being A Challenger Bank for SME Lending w/Conrad Ford Chief Product&Strategy Officer Allica Bank

  Incumbent banks – as Fintech has found in the past decade are rather safer from having huge slices of their business nicked than many Fintechs have imagined. However Allica Bank, established by some pretty experienced individuals have a plan. In...

  
• 09.01.2022

  LFP210 – West Africa’s First Digital Savings and Micro-Investment Fintech w/Odun Eweniyi co-founder PiggyVest

  Africa is one of the lynchpins of Fintech’s origins – key origins being Zopa’s invention of P2P borrowing/lending in 2005 and mPesa’s mobile money+ in 2007. In this episode we take a look at more recent innovation in Nigeria, Africa’s...

  
• 08.18.2022

  LFP209 – Making Chargebacks Work For You Whether Consumer, Retailer or Bank/Fintech w/Monica Eaton CEO Chargebacks911

  Chargebacks – the ability to retrieve your money from your bank spent when spent via a card in case of dissatisfaction after a purchase and an inability to resolve the situation with the seller – are one of those rare...

  
• 08.04.2022

  LFP208 – Managing the Growth Curve, Funding and Phases w/Dileep Thazhmon CEO Jeeves

  Many founders establish businesses and only later realise they are hard to fund. Others aim to create “fundable businesses” yet lack the passion for a long journey. Somewhere along the spectrum is a happy medium which must be balanced along...

  
• 07.21.2022

  LFP207 – Intrapreneurship & How Fintech is Revolutionising Retail Financial Markets w/Nicky Maan CEO Spectrum Markets

  The Fintech wave spreads ever wider – and in the case of retail financial markets as Nicky puts it if you can buy a book at midnight why can’t you buy a share? It’s a good example of how the...

  
• 07.07.2022

  LFP206 – Rearchitecting Trust: FS, Crypto and CBDCs w/Omid Malekan

  Financial services – whether mainstream or alternative – depend entirely on Trust – trust that the pieces of paper and coins in your pocket will be taken in exchange for goods (no longer 100% true), trust that a piece of...

  
• 06.23.2022

  LFP205 – Fintech and FX Hedging for SMEs w/Seth Phillips CEO Bound

  Over time the Fintech wave reaches ever more complex topics. FX per se was one of the earlier low-hanging fruits to be digitised – a simple, near immediate transaction that everyone understands as they do it all the time when...

  
• 06.09.2022

  LFP204 – What Can We Learn From Nearly Twenty Years Of The P2P Experiment? w/Jaidev Janardana CEO Zopa

  “P2P”, invented by Zopa in 2005, was one of the main unique business models that was at the core of the early success of Fintech businesses in disintermediating banks and offering better/cheaper/faster experiences to both lenders and borrowers. Over the...

  
• 05.26.2022

  LFP203 – Fintech in Scandinavia/Nordics – Deep Origins and Reasons for Success w/Erik Bennerhult, CEO Naktergal

  Scandinavia (Sweden/Norway/Denmark) and the Nordics as a whole (Scandinavia +Finland +Iceland) have massively outperformed most parts of the world in Tech and Fintech when considered compared to the relatively small sizes of the populations. Why is this and where is...

  
• 05.12.2022

  LFP202 – Fintech Corporate Finance w/Aman Behzad Managing Partner Royal Park Partners

  The fact that today we are talking to Aman, the co-founder of specialist Fintech Corporate Finance boutique Royal Park Partners which has done over 30 transactions is a great sign of the maturation of the Fintech market. In this episode...