If you own a home, your homeowner's insurance might have increased. If not, it's likely that it will. What's behind the increase and exactly what can you do to keep your premiums from going up further?

For the answer, we're talking to Dustin Lemick. He has years of experience in the insurance industry and he's currently the CEO of a jewelry insurance company called BriteCo. He tells us all we need to know to get more bang for the buck when it comes to insurance.